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Second Chance Banking

Overview

We believe in second chances

Sometimes what you need is a fresh start. Second chance banking services give you the opportunity to recover from past financial mistakes and rebuild your credit.

We are here to help you get back on your feet. BBVA Compass is proud to be one of select major banks that offers a full suite of Second Chance Banking products. Access to the right banking services and money management tools are your key to change. Here’s to building a better financial future.

products

BBVA Compass ClearChoice Free Checking

No monthly Service Charge

A free checking account with complimentary Online and Mobile Banking tools that make it easy to manage your money 24/7. This is our go-to account and the most popular choice.


Easy Checking

An account for when you need a second chance

We want to help you build a brighter future. With Easy Checking, you can start over. You will enjoy Online and Mobile Banking, easy access to your funds, free customizable account alerts that notify you when your balance is running low, and a low $13.95 monthly Service Charge. Best of all, you may request to upgrade to Free Checking after a year of positive activity on your Easy Checking account if your account is active and has a positive balance at the time of your request.


BBVA Compass ClearSpend Card

Budget better with a prepaid debit card

Enjoy the convenience of a debit card and avoid the worry and expense of overspending because it’s prepaid. Our ClearSpend prepaid debit card is just another way we have your back on your way back to financial health.


Optimizer Credit Card

Getting approved is easy

Get the convenience and flexibility of a credit card while building or rebuilding your credit. With the Optimizer Credit Card, your credit line is backed by a collateral savings account and can be increased anytime with a simple deposit.


BBVA Compass ClearChoice Savings

Get back on track with your finances

If you need a simple way to start saving - whether it’s for a short or long term need, this savings account is the clear choice. An easy to manage savings account designed for everyday banking.

With a BBVA Compass account, you'll enjoy:

Details you need to make a smart decision

Checking Accounts: All checking accounts are subject to approval, which may include credit approval. $25 minimum opening deposit required. Additional terms may apply. Refer to your account disclosure for details. Products, features, and benefits offered with accounts are subject to change at any time. Miscellaneous fees may apply to all accounts.

Text Message Alerts: Message and data rates may apply. Please check with your wireless carrier about such fees.

BBVA Compass ClearChoice Savings: Savings accounts subject to approval. $25 minimum opening deposit required. Additional terms may apply. Refer to your account disclosure for details. Products, features, and benefits offered with accounts are subject to change at any time. Miscellaneous fees may apply to all accounts.

Optimizer Credit Card: All credit cards are subject to approval, including credit approval.

All BBVA Compass ClearSpend accounts subject to approval.