Microsoft's support for your web browser ended on January 12, 2016. To continue to use our online services, you must upgrade to a current version of Google ChromeTM, Mozilla Firefox® or Microsoft Internet Explorer®.

Everyday Heroes Banking 

Overview

Enjoy our benefits with Everyday Heroes Banking

Everyday Heroes Banking is our way of saying thanks to military personnel, law enforcement officers, firefighters, educators, and healthcare providers for your special contributions to our community.

BBVA Compass offers products and services for all of your banking needs:

Benefits

Checking with no monthly Service Charge

Apply for a BBVA Compass ClearChoice Free Checking1 account that gives you easy access to your money, unlimited check writing, plus Online Banking with Bill Pay, Mobile Banking, and a personalized BBVA Compass Visa® Debit Card.

BBVA Compass ClearChoice Savings2

Make saving automatic with a minimum $25 recurring monthly transfer from your BBVA Compass Checking account to your BBVA Compass ClearChoice Savings and the $15.00 quarterly Service Charge will not apply.

Mortgage options for you

At BBVA Compass, our resources can help you discover how to open the door to your dream home, when to refinance, how to use the equity in your home, and what the loan process is really like. Talk to a mortgage specialist today to learn more about the full range of mortgage products available for you.

Consumer loans3

Receive 0.25% off borrower’s interest rate for an auto, boat, motorcycle, RV, or other depreciating collateral loan.

Home equity products3

Everyday Heroes receive a 0.25% (25 basis points) rate discount off our standard rates on home equity products.

Discount on a Signature Express Loan

Enjoy a 0.25% interest rate discount on loan amounts from $2,000 - $150,000, and, the best part is, loan amounts up to $50,000 can potentially receive credit notification and funding the same day. Only your signature is needed as collateral. It’s that easy.4

Details you need to make a smart decision 

All credit cards are subject to approval, including credit approval.

1 BBVA Compass ClearChoice Free Checking: All checking accounts are subject to approval, which may include credit approval. $25 minimum opening deposit required. Miscellaneous fees and service charges may apply. Please refer to the Terms & Conditions for this product for additional details. Personalized Debit Card: One per accountholder at no additional charge. $10 per each additional card.

2 BBVA Compass ClearChoice Savings: All savings accounts are subject to approval. $25 minimum opening deposit required. Miscellaneous fees and service charges may apply. Please refer to the Terms & Conditions for this account for complete details. Quarterly Service Charge of $15.00 will not apply in statement cycles when: (1) You have an automatic, recurring monthly transfer of $25 or more from a BBVA Compass checking account to your BBVA Compass ClearChoice Savings account in effect at the time the service charge would be assessed or (2) You maintain a minimum daily collected balance of $500 or more in your BBVA Compass ClearChoice Savings account.

Everyday Hero Loan Discounts: Offer and rate discounts subject to change without notice. All loans subject to program eligibility, underwriting, collateral requirements, and approval, including credit approval. Everyday Hero coded consumer checking account required. The Everyday Hero rate discount cannot be combined with any other promotional discount, Branch Empowerment Tool, or Professional Program discounts. Floor rate applies to home equity lines of credit.

4 Signature Express:  Loans are subject to eligibility, underwriting, and approval, including credit approval. The offered APR will vary between 7.02% and 30.09% based upon creditworthiness, loan amounts, term length, and amount of Interest Surcharge. Payment examples and quoted APRs do not include interest rate discounts. Enrollment in auto-debit loan payments from a BBVA Compass checking account is required to receive a 1.00% interest rate discount and the BBVA Checking Account must be opened prior to the loan being finalized. Enrollment in the Premier Personal Banking Program at the time the loan is finalized is required to receive the 0.25% interest rate discount. Interest Surcharges will be refunded on a pro-rated basis if the loan is repaid within 90 days but the bank will always retain a minimum of $25 of the Interest Surcharge. Loan term, loan amounts and APRs may vary if originated in branch. An unsecured term loan may not be originated for any applicant who has originated or been declined for an unsecured term loan with BBVA Compass within six (6) months of the date of the new application or who currently has two or more active unsecured term loans with BBVA Compass.


Payment Examples:

  • For customers with challenged credit, a 24 month loan of $5000 at an APR of 27.64% will result in 24 monthly payments of $271.88 and an interest surcharge of $30 payable at closing.
  • For customers with sub-prime credit, a 24 month loan of $5000 at an APR of 25.63% will result in 24 monthly payments of $266.83 and an interest surcharge of $30 payable at closing.
  • For customers with acceptable credit, a 24 month loan of $5000 at an APR of 15.61% will result in 24 monthly payments of $242.41 and an interest surcharge of $30 payable at closing.
  • For customers with good credit, a 24 month loan of $5000 at an APR of 11.60% will result in 24 monthly payments of $233.02 and an interest surcharge of $30 payable at closing.
  • For customers with excellent credit, a 24 month loan of $5000 at an APR of 8.59% will result in 24 monthly payments of $226.11 and an interest surcharge of $30 payable at closing.
  • For customers with superior credit, a 24 month loan of $5000 at an APR of 7.58% will result in 24 monthly payments of $223.84 and an interest surcharge of $30 payable at closing.

Equal Housing Lender