New Year. New Ways to Save.


Fixed APRs as low as 4.07% on a personal loan*

Reflects a 1.00% interest rate discount with auto-debit from a BBVA Compass checking account*, plus an additional 1.00% interest rate discount available until 2/2/2018.**

Looking to consolidate high-interest debt this new year? With a BBVA Compass Express Personal Loan, you could save thousands with a potentially lower interest rate.†

Perks of an Express Personal Loan include:
  • Loan amounts up to $100,000 when you apply in branch
  • Terms from 12-72 months
  • Potential same-day funding upon approval

Speak with a loan specialist today to discover the great rates and terms we may be able to offer you!


Express Personal Loan Features


Enjoy an Additional Loan Rate Discount

Take advantage of fixed APRs from 4.07% to 33.04% with our special 1.00% interest rate discount**, plus an additional 1.00% rate discount when payments are auto-debited from a BBVA Compass checking account.* (Your APR will be determined upon application.)

Preview Rate Before Applying

Speak with a loan specialist today to determine your eligibility and preview your estimated rate, term, and monthly payment with no impact to your credit score.


Access Your Funds Fast

Get potential same-day funding upon loan approval. Loans range from $2,000 to $100,000. No collateral required, only your signature.


Borrow for a Variety of Purposes

Use your personal loan to consolidate debt or fund large purchases, such as travel, special events, medical expenses, and almost any other situation when you need cash.

Details you need to make a smart decision

*APR: Annual Percentage Rate. Loans are subject to eligibility, underwriting, and approval, including credit approval. The offered APR will vary between 6.07% to 35.06% APR based upon creditworthiness, loan amounts, term length, and amount of Interest Surcharge. Quoted APRs do not include interest rate discounts unless otherwise stated. Enrollment in auto-debited loan payments from a BBVA Compass checking account is required to receive a 1.00% interest rate discount and the BBVA Checking Account must be opened prior to the loan being finalized. Enrollment in the Premier Personal Banking Program at the time the loan is finalized is required to receive a 0.25% interest rate discount. Loan term, loan amount and APRs may vary if originated in a branch. An unsecured term loan may not be originated for any applicant who has originated or been declined for an unsecured term loan with BBVA Compass within six (6) months of the date of the new application or who currently has two or more active unsecured term loans with BBVA Compass. Rates may vary based on credit history and other factors.

Additional Interest Surcharge payable at closing:

  • If loan is between $2,000 - $9,999, then a $60 interest surcharge applies.
  • If loan is $10,000 or greater, then a $120 interest surcharge applies.

Interest surcharges will be withheld from loan proceeds.

Payment Example:

A 12 month loan of $2,000 at an APR of 35.06% will result in 12 monthly payments of $193.98 and an interest surcharge of $60 payable at closing.

**To receive the promotional 1.00% interest rate discount, you must apply in a branch or over the phone by 2/2/2018.

Debt Consolidation: The relative benefits you receive from debt consolidation will vary depending on your individual circumstances, including the interest rate and remaining term on your existing debts. Consolidating multiple debts may not reduce your interest costs or pay your debt off sooner. For example, if your Express Personal Loan has a longer term than the debts you are consolidating, you may not realize savings over the entire term of your new Express Personal Loan.