Looking to consolidate debt or fund major purchases? With a BBVA Compass Express Personal Loan, you’ll enjoy incredible features including:
*APR: Annual Percentage Rate. Loans are subject to eligibility, underwriting, and approval, including credit approval. The offered APR will vary between 6.15% to 35.06% APR based upon creditworthiness, loan amounts, term length, and amount of Interest Surcharge. Quoted APRs do not include interest rate discounts unless otherwise stated. Enrollment in auto-debited loan payments from a BBVA Compass checking account is required to receive a 1.00% interest rate discount and the BBVA Checking Account must be opened prior to the loan being finalized. Enrollment in the Premier Personal Banking Program at the time the loan is finalized is required to receive a 0.25% interest rate discount. Loan term, loan amount and APRs may vary if originated in a branch. An unsecured term loan may not be originated for any applicant who has originated or been declined for an unsecured term loan with BBVA Compass within six (6) months of the date of the new application or who currently has two or more active unsecured term loans with BBVA Compass.
Additional Interest Surcharge payable at closing:
Interest surcharges will be withheld from loan proceeds.
A 12 month loan of $2,000 at an APR of 35.06% will result in 12 monthly payments of $193.98 and an interest surcharge of $60 payable at closing.
**Loans available in amounts between $2,000 and $50,000 (requests for more than $35,000 must apply in branch or over the phone). Offer subject to final approval, including verification of qualifying credit criteria. We used information on you that we obtained from a consumer reporting agency in connection with this firm offer of credit. You were selected to receive this offer because you satisfied certain criteria for creditworthiness which we previously established. The offered credit may not be extended if, after you respond to this offer, we determine that you do not meet the criteria used to select you for this offer or any other applicable criteria bearing on your creditworthiness. BBVA Compass reserves the right to not approve your Express Personal Loan application if you respond to this offer and do not meet all of the criteria for this offer of credit. Credit is subject to qualification and may not be extended for various reasons including, but not limited to, if your ability to repay the loan does not meet our requirements, considering your income and other factors. Offer expires 11/30/2017.
†Debt Consolidation: The relative benefits you receive from debt consolidation will vary depending on your individual circumstances, including the interest rate and remaining term on your existing debts. Consolidating multiple debts may not reduce your interest costs or pay your debt off sooner. For example, if your Express Personal Loan has a longer term than the debts you are consolidating, you may not realize savings over the entire term of your new Express Personal Loan.