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BBVA Compass ClearSpend Visa® Card

clearspend card


Know your spending. Manage your budget in real time.*

Introducing the easiest way to manage your money.

The BBVA ClearSpend Prepaid Visa® card is a simple and secure alternative to cash and checks. It’s also a smart way to manage your money. Make purchases virtually anywhere, and track your spending in the app. Get a customized budget with real-time alerts*, giving you the control you need. Flexible, reloadable, personalized for you.

  • $0 No Monthly or Annual Fee
  • $0 No Reload Fees**
  • $0 No Purchase Transaction Fees
  • No Credit Check to Apply


budget tracking

Take Control of Your Spending

Save money with simplified budget tracking at your fingertips.

ClearSpend tracks every purchase you make on the card and recommends where to cut expenses.


Know how you're doing overall and in each spending category

Receive instant alerts* with every purchase so you always know where you stand.


Set realistic spending goals based on your buying habits

ClearSpend helps you decide how much to spend and lets you know if you're about to go over-budget.

multiple budgets

Manage one budget for two people while maintaining a snapshot of who spent what

Since both cards are tied to the same budget, each cardholder has the ability to load funds to ClearSpend that can be used for purchases by either cardholder.

Getting Started


Get the App & the Card

Available for IOS or Android Devices. Order a prepaid card online or directly from the app.


Load Funds

Load from a BBVA Compass debit card or set up direct deposit. ClearSpend reloadable cards can also be funded at any Visa ReadyLink retailer.
Learn more about loading your card


Start Spending

Use your ClearSpend Prepaid Visa® prepaid debit card for all your day-to-day spending. After 30 days, the ClearSpend app will automatically suggest a budget.


Details you need to make a smart decision

*Alert may be delayed or may not always be available. Thus, your balance may not reflect all transactions.

All BBVA Compass ClearSpend Card accounts subject to approval. ClearSpend Accounts available to U.S. residents who are over 18 years old (or 19 in certain states) and for use virtually anywhere Visa Cards are accepted, subject to verification. $25 minimum opening deposit required.

BBVA Compass does not charge a fee for reloads at a BBVA Compass branch, through a BBVA Compass debit card or through ACH/Direct deposit. Visa ReadyLink merchants may charge a fee for this service. Please refer to Schedule of Fees in your Terms and Conditions for full information.

A supported mobile device is needed to use the ClearSpend Mobile App. Certain other restrictions apply. Please refer to the ClearSpend Mobile App Terms of Use for full information. Third party message and data rates may apply.

BBVA Compass will not charge a fee for the first withdrawal from an ATM each month, regardless of whether that withdrawal occurs at a domestic or foreign ATM. However, foreign ATM charges may apply from other banks in which BBVA Compass is not responsible for those fees charged. Please refer to the Terms and Conditions for full information.

All users of our online services are subject to the Online Privacy Policy.

Links to third party sites are provided for your convenience. These sites are not within our control and may not have the same privacy, security or accessibility standards. Third parties are completely and solely responsible for the content and availability of their sites.

Visa® Zero Liability covers U.S. issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify BBVA Compass promptly of any unauthorized use. Consult BBVA Compass for additional details or visit See your Visa Cardholder Agreement for further details.

Visa is a registered trademark of Visa International Service Association and used under license.

**Please Note: You will be charged a one-time $4 initial load fee the first time you load your ClearSpend card. There is no charge for subsequent loads after your first load.