For a limited time, enjoy a 1% interest rate discount on a personal loan.


Fixed APRs as low as 3.99% online and 3.91% in branch and via phone1

Reflects a special interest rate discount available until 3/23/2018, and an additional 1% interest rate discount with auto-debit from a BBVA Compass checking account.

You need funds. We’ve got a fast, easy solution. Enjoy potential same-day closing and funding upon loan approval with a BBVA Compass Express Personal Loan. Want to know more?

  • Loans range from $2,000 to $35,000 online (up to $100,000 in branch)
  • Terms from 12-72 months
  • No collateral required, only your signature

Offer not available online for California residents or pre-qualified applicants with a reservation code. 

  • California residents: Please visit your nearest branch or call us at 855-797-7677 to apply. 
  • Pre-qualified applicants with a reservation code: To take advantage of this limited-time interest rate discount, please visit your nearest branch or call us at 855-797-7677 to apply. 

*Check My Rate involves a soft pull of your credit and will not affect your credit score.


More features of our Express Personal Loan


Borrow for a variety of purposes

Use your personal loan to consolidate debt or fund large purchases, such as travel, special events, medical expenses, and almost any other situation when you need cash.3

Preview rate before applying

Check your estimated loan rate, term, and monthly payment online with no impact to your credit score. Then apply!

Get an additional loan rate discount

Take advantage of fixed APRs from 3.91% to 33.06% in branch and via phone and 3.99% to 33.06% for online applications. APRs are quoted with our special 1% interest rate discount2 and an additional 1% interest rate discount when payments are auto-debited from a BBVA Compass checking account.1


Upfront, transparent fees

One-time interest surcharge

At closing, an additional interest surcharge will be deducted from your loan funds:

  • If your loan is between $2,000 - $9,999, then a $60 interest surcharge applies
  • If your loan is $10,000 or greater, then a $120 interest surcharge applies

Details you need to make a smart decision

1APR: Annual Percentage Rate. Loans are subject to eligibility, underwriting, and approval, including credit approval. The offered APR (with no interest rate discounts) will vary between 5.91% to 35.06%. For online applications, the offered APR will vary between 5.99% to 35.06%. APR is calculated based upon creditworthiness, loan amounts, term length, and amount of Interest Surcharge. Enrollment in auto-debited loan payments from a BBVA Compass checking account is required to receive an additional 1.00% interest rate discount and the BBVA Checking Account must be opened prior to the loan being finalized. Loan term, loan amount and APRs may vary if originated in a branch. An unsecured term loan may not be originated for any applicant who has originated or been declined for an unsecured term loan with BBVA Compass within six (6) months of the date of the new application or who currently has two or more active unsecured term loans with BBVA Compass. Rates may vary based on credit history and other factors.

Payment Example:

A 12 month loan of $2,000 at an APR of 35.06% will result in 12 monthly payments of $193.98 and an interest surcharge of $60 payable at closing.

2To receive the promotional 1.00% interest rate discount, you must apply in a branch, over the phone, or online by 3/23/2018.

3Debt Consolidation: The relative benefits you receive from debt consolidation will vary depending on your individual circumstances, including the interest rate and remaining term on your existing debts. Consolidating multiple debts may not reduce your interest costs or pay your debt off sooner. For example, if your Express Personal Loan has a longer term than the debts you are consolidating, you may not realize savings over the entire term of your new Express Personal Loan.