Free Checking Image

Free Checking

Enjoy no monthly Service Charge.

Features:

  • Free Online Banking, Mobile Banking, and Bill Pay
  • Free unlimited check writing
  • One free personalized BBVA Compass Visa® Debit Card per account holder

Fees & Minimums:

  • Monthly Service Charge: $0
  • Minimum Opening Deposit: $25
  • ATM fees at BBVA Compass ATMs: None

Interest Checking Image

Interest Checking

Earn interest on your checking account balance. 

Features:

  • Interest on your checking account balance
  • One free personalized BBVA Compass Visa® Debit Card per account holder
  • Automatic rebates on ATM fees charged by other banks (two per statement cycle)
  • Free Online Banking, Mobile Banking, and Bill Pay
  • Free unlimited check writing

Fees & Minimums


Easy Checking Image

ClearConnect Checking

An online-only account. Access your account wherever, whenever with digital features built for life on the go. Application only available online.

Features:

  • Online Banking, Mobile Banking, and Bill Pay
  • One free personalized BBVA Compass Visa® Debit Card per account holder
  • Free unlimited check writing

Fees & Minimums

  • Monthly Service Charge: $0
  • Minimum Opening Deposit: $25
  • Paper Statement Fee: $3
  • ATM fees at BBVA Compass ATMs: None

No matter which checking account you choose, you'll enjoy:

FAQs

Frequently asked questions

How do I find an ATM when I need cash?

Easily find a branch or ATM near you with our location finder

If I don't live near a branch will I still get personal service?

By opening an account online, you will get complimentary service from our team of remote bankers via phone, email, text or video conference. Living near a branch is no longer necessary.

Can I use a mobile phone for banking?

Our powerful Mobile Banking App helps you take control of your finances no matter where you go. Pay bills, check balances, transfer money, sign up for alerts to keep an eye on your money—
all from the convenience of a simple-to-use, award-winning Mobile Banking App. 

How do I order checks?

Use our convenient online option. You may also send checks directly from Online and Mobile Banking using Bill Pay without buying paper checks.

How do I request and activate my Debit Card?

 You will receive a debit card for each account holder when you open a BBVA Compass checking account. If your card is lost, stolen, or damaged, a replacement card can be ordered in a branch or by calling 1-800-COMPASS.

To activate your debit card, we offer four simple options:

  • Call 1-866-676-1895 to activate your card through our automated system
  • Download BBVA Wallet and activate your card within the app
  • Use your card at any BBVA Compass ATM with your PIN
  • Make a purchase at any retail location using your PIN
Does BBVA Compass offer a free checking account?

Yes. BBVA Compass ClearChoice Free Checking keeps you in control of your money. 

How do I open a checking account?

Switching to BBVA Compass is easy. Open a checking account online, then download the Employee Switch Kit to get started.

Details you need to make a smart decision

Checking accounts subject to approval, which may include credit approval. $25 minimum opening deposit required. Please refer to the Terms & Conditions for each product or service for additional details. Additional terms and miscellaneous fees may apply.   Products, features, and benefits offered with accounts are subject to change at any time.

 

1Workplace Solutions / Compass For Your Cause Offer September 1, 2018 - December 31, 2018: Eligible BBVA Compass consumer checking accounts opened between September 1, 2018 and December 31, 2018 and coded with a valid Workplace Solutions or Compass For Your Cause code may be eligible to receive a cash bonus. Please review the following information to understand how to qualify for the bonus.

Offer Restrictions:

  • Cash bonuses cannot be combined with other cash bonus offers.
  • You must be a new BBVA Compass consumer checking customer who has not had a BBVA Compass consumer checking account open within 90 days. 
  • The checking account must be coded with a Workplace Solutions or Compass For Your Cause code at account opening.
  • Eligible BBVA Compass consumer checking accounts include consumer checking accounts (BBVA ClearChoice Interest Checking, BBVA ClearChoice Free Checking, Easy Checking, and BBVA ClearConnect Checking).

Offer Stipulations:

  • Direct Deposit Bonus: Earn $100 (“Direct Deposit Bonus”) if, within sixty (60) days of account opening, at least one electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government in the amount of at least $500 must post to the new checking account.

If you earn the Direct Deposit Bonus, you could also earn an additional $50 bonus with one of the following loan products: 

  • Express Personal Loan Bonus: Earn an additional $50 bonus (“Express Personal Loan Bonus”), if, within 60 days of opening a new consumer checking account, you are also approved for and close a BBVA Compass Express Personal Loan. The Express Personal Loan customer must be an account holder on the new consumer checking account to be eligible for the Express Personal Loan Bonus. 

- OR - 

  • Credit Card Bonus: Earn an additional $50 bonus (“Credit Card Bonus”), if, within 60 days of opening the new consumer checking account required for the Direct Deposit Bonus, you also: (1) are approved for and open a BBVA Compass Rewards Card or BBVA Compass ClearPoints Credit Card; and (2) make a Qualifying Purchase using the new credit card within 60 days of opening the new consumer checking account.

In order to be eligible to receive the Express Personal Loan Bonus or Credit Card Bonus, you must first meet the qualification requirements to receive the Direct Deposit Bonus. The additional Express Personal Loan Bonus or Credit Card Bonus will not be awarded unless you meet the qualification requirements for both the Direct Deposit Bonus and either the Express Personal Loan Bonus or the Credit Card Bonus. Customer is eligible to earn either an Express Personal Loan Bonus or a Credit Card bonus. A customer cannot earn a bonus on both products. Cash bonuses cannot be combined with other cash bonus offers.

Offer Fulfillment and Details: 

  • The cash bonus(es) will be deposited into your new BBVA Compass consumer checking account within 60 days of meeting the bonus requirements described above. 
  • The new checking account must be open and in good standing with a balance greater than or equal to $0.00 at the time of payment in order to receive the new account bonus. The new BBVA Compass Express Personal Loan must be closed to receive the Express Personal Loan Bonus. The Credit Card must have a Qualifying Purchase to receive the Credit Card Bonus. 
  • There is a maximum of one (1) Direct Deposit Bonus and one (1) Express Personal Loan Bonus or Credit Card Bonus per household. Maximum bonus amount equals $150. 

Other Information: 

  • Checking accounts are subject to approval, which may include credit approval. $25 minimum opening deposit required. Please refer to Terms & Conditions (account disclosure) for additional details. Additional terms and miscellaneous fees may apply. Products, features and benefits offered with accounts are subject to change at any time. 
  • There is a maximum of one (1) Direct Deposit Bonus and one (1) Express Personal Loan Bonus or Credit Card Bonus per household. Maximum bonus amount equals $150. 
  • BBVA Compass may report the value of the bonus to the IRS as required by law. Any customer whose tax status would require BBVA Compass to impose tax withholding of any sort will be ineligible to receive the bonus(es). 
  • BBVA Compass employees and household members are eligible if opened at a Workplace Solutions or Compass For Your Cause on-site. 
  • Offer is subject to change without notice at any time. 
  • We reserve the right to deduct the bonus amount if the account is closed within 12 months of opening. 

BBVA Compass Express Personal Loans: Loans are subject to eligibility, underwriting, and approval, including credit approval. The offered annual percentage rate (“APR”) will vary between 5.99% - 29.99%. Quoted APRs do not include interest rate discounts, and are calculated based upon creditworthiness, loan amounts, and term length. Only the most creditworthy applicants will qualify for the lowest rates. Enrollment in auto-debit loan payments from a BBVA Compass checking account is required to receive a 1.00% interest rate discount and the BBVA Checking Account must be opened prior to the loan being finalized. Enrollment in the Workplace Solutions Program at the time the loan is finalized is required to receive the 0.25% interest rate discount. Loan term, loan amount and APRs may vary if originated in a branch. An unsecured term loan may not be originated for any applicant who has originated or been declined for an unsecured term loan with BBVA Compass within six (6) months of the date of the new application or who currently has two or more active unsecured term loans with BBVA Compass.

BBVA Compass Credit Cards:

All credit cards subject to approval, including credit approval. Please see credit card terms and conditions for additional details. A “Qualifying Purchase” is any purchase made with your BBVA Compass Visa Credit Card that is processed or submitted through the Visa U.S.A. Inc. payment system. Payments of existing card balances, balance transfers, cash advances, ATM transactions, convenience checks, fees charged by us (for example, finance charges, and related service charges, if any apply), purchases of prepaid cards or reloadable cards such as certain gift cards, purchases of quasi-cash items (for example, casino chips), and purchases of cash equivalents of payment instruments that can readily be converted to cash (for example, travelers’ cheques, money orders, wire transfers, and similar products or services) are not Qualifying Purchases. BBVA Compass Credit Cards may not be available to residents in all states. BBVA Compass is a trade name of Compass Bank, a member of the BBVA Group. Compass Bank, Member FDIC. Rev. 08/2018 / #505128