Special Offers for Everyday Heroes

Overview

It’s our way of saying “thank you” for all you do

This opportunity won’t last long. Visit a BBVA Compass branch today!

You could earn $200 for banking with us by following these steps:

  1. Open a new qualifying BBVA Compass consumer checking account between May 1, 2019 and May 31, 2019.
  2. Receive a qualifying direct deposit of $500 or more within 60 days of opening your account.
  3. $150 will be deposited into your new account within 90 days of meeting the requirements above.

  4. Then, open a new BBVA Compass Express Personal Loan OR BBVA Compass Credit Card (either ClearPoints Credit Card or Rewards Card) within 60 days of the new qualifying checking account.

An additional $50 will be deposited into your new account within 90 days of meeting the requirements above.

See more information on our special offers below. These offers won't last long, so hurry! Offers only available in branch. Call 1-800-COMPASS with any questions. Offers not available online. 

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Special Offers

More special offers for Everyday Heroes

Want to learn more about these special offers? Here's what you need to know:

Express Personal Loan

Consolidate your high-interest debt with a BBVA Compass Express Personal Loan

Enjoy a 0.50% interest rate discount on a new Express Personal Loan plus receive a 1.00% interest rate discount when you auto-debit your loan payments.  Offer is only available in branch.

View Loan Details

mortgage

Ready to Buy a Home?

You could receive up to $300 off closing costs when you apply for a qualified mortgage between 5/1/2019 and 5/31/2019 and provide campaign code D6CX44.

View Mortgage Options

Details you need to make a smart decision

Accounts and loans must be originated in branch or through 1-800-COMPASS in order to qualify for offers. BBVA Compass Express Personal Loan must be originated in branch to qualify for the interest rate discount offer; this offer is not available for accounts opened online. Deposit accounts and EPL application must be coded with an Occupation Code Type: Education (234), Military (202), Healthcare (300), Fire/First Responders (374), Law Enforcement (099). Accounts are subject to approval, which may include credit approval. $25 minimum opening deposit required for checking accounts and savings accounts.

How to qualify for the $200 Checking Bonus: You must be a new BBVA Compass consumer checking customer who has not had a BBVA Compass consumer checking account open within the last 12 months or closed due to negative balance to be eligible for the bonus. Eligible accounts include BBVA Compass ClearChoice Free Checking, Interest Checking, and Easy Checking. Within sixty (60)  days of account opening, must have one (1) electronic Direct Deposit of your paycheck, pension or government benefits (such as Social Security)  from your employer or the government  in the amount of at least $500 post to the new checking account. Qualifying electronic Direct Deposits do not include payments received into your account from payment apps such as PayPal, Venmo and other similar payment service providers. The $150 cash bonus will be deposited into your new BBVA Compass consumer checking account within 90 days of meeting the bonus requirements described above.To qualify you cannot have received a cash bonus for account opening in the past 12 months. There is a maximum of one (1) checking bonus per household. This offer is not combinable with other BBVA Compass Workplace Solutions/Compass For Your Cause cash bonus promotions and you may not have received a bonus for a qualifying direct deposit in the past  12 months.  BBVA Compass employees are eligible for each bonus. Workplace Solutions / Compass for Your Cause clients are eligible for this offer. We reserve the right to deduct the bonus amount if the account is closed within 12 months of opening. Account must be open and in good standing with a balance greater than or equal to $0.00 at the time of payment in order to receive the new account bonus. BBVA Compass may report the value of the bonus to the IRS as required by law. Any client whose tax status would require BBVA Compass to impose tax withholding of any sort will not be eligible for this bonus. Offer subject to change at any time without notice.

If you earn the Direct Deposit Bonus, you could also earn an additional $50 bonus with one of the following either BBVA Compass Express Personal Loan or Credit Card:

Express Personal Loan Bonus: Earn an additional $50 bonus (“Express Personal Loan Bonus”), if, within 60 days of opening a new consumer checking account, you are also approved for and close a BBVA Compass Express Personal Loan. The Express Personal Loan customer must be an account holder on the new consumer checking account to be eligible for the Express Personal Loan Bonus. - OR - Credit Card Bonus: Earn an additional $50 bonus (“Credit Card Bonus”), if, within 60 days of opening the new consumer checking account required for the Direct Deposit Bonus, you also: (1) are approved for and open a BBVA Compass Rewards Card or BBVA Compass ClearPoints Credit Card; and (2) make a Qualifying Purchase using the new credit card within 60 days of opening the new consumer checking account.

In order to be eligible to receive the Express Personal Loan Bonus or Credit Card Bonus, you must first meet the qualification  requirements to receive the Direct Deposit Bonus. The additional Express Personal Loan Bonus or Credit Card Bonus will not be awarded unless you meet the qualification  requirements for both the Direct Deposit Bonus and either the Express Personal Loan Bonus or the Credit Card Bonus. Customer is eligible to earn either an Express Personal Loan Bonus or a Credit Card bonus. A customer cannot earn a bonus on both products. Cash bonuses cannot be combined with other cash bonus offers.

Mortgage Offer Up to $300 off closing costs offer:  Limited  time $300  offer available to applicants  who submit  an application  for a closed-end mortgage  between 05/01/2019 to 05/31/19. For purposes of this offer, an “application” means the submission of the following information: the applicant’s name, income, and social security number; an estimate of the value or purchase price for the collateral; the property address; and the loan amount sought. BBVA Compass Employee Mortgage Loan Program, HOME Loan Product, and any other bank assistance programs are not eligible. Campaign Code D6CX44 must be provided to Mortgage Originator at time of application. The offered lender credit is variable and may be up to a maximum of $300. The offered lender credit will offset eligible closing costs and will be disclosed on the Loan Estimate, and on the Closing Disclosure. The lender credit granted by the Bank applies to loans that close. In purchase transactions, the lender credit cannot be used to offset fees that are already designated to be paid by the seller or other party in accordance with the sales contract. If total eligible closing costs are less than the total amount of lender credits, we will apply the excess credits to reduce principal. The offered lender credit is subject to program limitations, agency guidelines, minimum investment requirements, and other restrictions. Mortgage program and loan-to-value guidelines may require minimum  closing cost contribution from borrower’s  own funds. Rates, including those published or quoted, are not guaranteed until locked by lender. Locked-in rates are subject to terms of the lock-in. All loans subject to program  eligibility, collateral and underwriting requirements and approval, including credit approval. Not available in all states. Property insurance is required, including flood insurance where applicable. This offer cannot be combined with any other campaign offers.  The applicant or a co-applicant  must be currently  employed as a certified teacher or administrator of an accredited or state-recognized public or private school or college, a certified healthcare provider, law enforcement  Officer, Firefighter, current or retired military personnel.

BBVA Compass Express Personal Loan: Loans are subject to eligibility,  underwriting, and approval, including  credit  approval. The offered APR (with  no interest rate discounts) will vary between 5.99% and 29.99% APR based upon creditworthiness, loan amounts and term length. Only the most creditworthy applicants will qualify for the lowest APRs. The promotional interest rate offer can be combined with other Consumer Segmentation Discounts (Workplace Solutions, Premier Personal Banking, Everyday Heroes and Global Wealth). Promotion is not available for accounts opened online. Offer subject to change at any time without notice. Enrollment in auto-debited loan payments from a BBVA Compass checking account is required to receive an additional 1.00% interest rate discount and the BBVA Compass checking account must be opened prior to the loan being closed. An unsecured term loan may not be originated for any applicant who has originated or been declined for an unsecured term loan with BBVA Compass within six months of the date of the new application or who currently has two or more active unsecured term loans with BBVA Compass. Offer valid May 1 - May 31, 2019. Not available to residents of California without a reservation code.

BBVA Compass Credit Cards: All credit cards subject to approval, including credit approval. Please see credit card terms and conditions for additional details. A “Qualifying Purchase” is any purchase made with your BBVA Compass Visa Credit Card that is processed or submitted through the Visa U.S.A. Inc. payment system. Payments of existing card balances, balance transfers, cash advances, ATM transactions,  convenience checks, fees charged by us (for example, finance charges, and related service charges, if any apply), purchases of prepaid cards or reloadable cards such as certain gift cards, purchases of quasi-cash items (for example, casino chips), and purchases of cash equivalents of payment instruments that can readily be converted to cash (for example, travelers’ cheques, money orders, wire transfers, and similar products  or services) are not Qualifying Purchases.

Debt Consolidation: The relative benefits you receive from debt consolidation will vary depending on your individual circumstances, including the interest rate and remaining term on your existing debts. Consolidating multiple debts may not reduce your interest costs or pay your debt off sooner. For example, if your Express Personal Loan has a longer term than the bills you are consolidating, you may not realize savings over the entire term of your new Express Personal Loan.

Rev. 05/2019 / #661704