Enjoy a Competitive Low Rate with a Personal Loan

Overview

You’re prequalified for a BBVA Compass Express Personal Loan*

Looking to consolidate debt or fund major purchases? With an Express Personal Loan, you’ll enjoy incredible features including:   

  • Fixed APRs starting as low as 5.15% with auto-debit from a BBVA Compass Checking account**
  • Loan amounts up to $35,000 online (up to $50,000 when applying at a branch)
  • Terms from 12-72 months
  • Easy-to-access customer service
  • Potential same-day approval and funding

Get Started

 

Just enter the Reservation Code from your letter or email to start your secure application. If you’re applying for over $35,000, please visit a branch.

You can choose to stop receiving "prescreened" credit offers from this and other companies by calling toll-free 1-888-567-8688. See PRE-SCREEN & OPT-OUT NOTICE in the disclosures below for more information about prescreened offers.

Benefits

Express Personal Loan Features

  • Fixed APRs as low as 5.15% when your loan payments are auto debited from a BBVA Compass checking account. (Your APR will be determined upon application. Additional interest rate discounts may apply.*)
  • No collateral needed, only your signature
  • Potential same-day approval and funding
  • Set monthly payments for easy budgeting
  • Loans range from $2,000 up to $50,000 (up to $35,000 when you apply online)
  • Opportunity to save potentially thousands when you pay off high-interest credit cards or other debt
  • Funds can also be used for large purchases, such as travel, special events, auto repairs, medical expenses, and almost any other situation when you need cash

Details you need to make a smart decision

*Loans available in amounts between $2,000 and $50,000 (requests for more than $35,000 must apply in branch or over the phone). Offer subject to final approval, including verification of qualifying credit criteria. We used information on you that we obtained from a consumer reporting agency in connection with this firm offer of credit. You were selected to receive this offer because you satisfied certain criteria for creditworthiness which we previously established. The offered credit may not be extended if, after you respond to this offer, we determine that you do not meet the criteria used to select you for this offer or any other applicable criteria bearing on your creditworthiness. BBVA Compass reserves the right to not approve your Express Personal Loan application if you respond to this offer and do not meet all of the criteria for this offer of credit. Credit is subject to qualification and may not be extended for various reasons including, but not limited to, if your ability to repay the loan does not meet our requirements, considering your income and other factors. Offer expires 10/31/2017.

**APR: Annual Percentage Rate. Loans are subject to eligibility, underwriting, and approval, including credit approval. The offered APR will vary between 6.15% and 35.06% APR based upon creditworthiness, loan amounts, term length, and amount of Interest Surcharge. Quoted APRs do not include interest rate discounts. Enrollment in auto-debit loan payments from a BBVA Compass checking account is required to receive a 1.00% interest rate discount and the BBVA Checking Account must be opened prior to the loan being finalized. Enrollment in the Premier Personal Banking Program at the time the loan is finalized is required to receive the 0.25% interest rate discount. Loan term, loan amount and APRs may vary if originated in a branch. An unsecured term loan may not be originated for any applicant who has originated or been declined for an unsecured term loan with BBVA Compass within six (6) months of the date of the new application or who currently has two or more active unsecured term loans with BBVA Compass.

Additional Interest Surcharge payable at closing:

  • If loan is between $2,000 - $9,999, then a $60 interest surcharge applies.
  • If loan is $10,000 or greater, then a $120 interest surcharge applies.

Interest surcharges will be withheld from loan proceeds.

Payment Example:

A 12 month loan of $2,000 at an APR of 35.06% will result in 12 monthly payments of $193.98 and an interest surcharge of $60 payable at closing.

Debt Consolidation: The relative benefits you receive from debt consolidation will vary depending on your individual circumstances, including the interest rate and remaining term on your existing debts. Consolidating multiple debts may not reduce your interest costs or pay your debt off sooner. For example, if your Express Personal Loan has a longer term than the debts you are consolidating, you may not realize savings over the entire term of your new Express Personal Loan.

 

PRE-SCREEN & OPT-OUT NOTICE: Information contained in your credit report was used in connection with this "prescreened" offer of credit. You have received this offer of credit based on your satisfaction of the selection criteria for the offer. BBVA Compass reserves the right not to issue you credit if you respond to this offer and do not meet all of the criteria for the offer of credit. If you do not want to receive prescreened offers of credit based on information in your credit file with TransUnion or the other consumer reporting agencies, call TransUnion toll-free at 1-888-567-8688, go to www.optoutprescreen.com, or write to TransUnion, Marketing Opt-Out, P.O. Box 505, Woodlyn, PA 19094-0505.