You've been pre-approved for business credit up to $100,000

Get your perfect lending solution by choosing one or both of the following credit options:

  • Unsecured Business Term Loan1
  • Business Convenience Line of Credit2

We can help you capitalize on opportunities for your business by providing you flexible solutions with great benefits, prompt answers, and expert service.

To take advantage of this special offer, apply now!

Offer expires December 6, 2017.

You can choose to stop receiving "prescreened" credit offers from this and other companies by calling toll-free 1-888-567-8688. See PRE-SCREEN & OPT-OUT NOTICE in the disclosures below for more information about prescreened offers.

Details you need to make a smart decision

All loans and lines of credit are subject to program eligibility, underwriting, and approval, including credit approval. Amount of available credit will be determined after application and will depend on amount of annual Business revenue. Approval is subject to evaluation of information provided on acceptance certificate and Form 4506- T. The credit offer described in this letter is based on information indicating that the Business meets certain criteria set by BBVA Compass that relate to the Business’ creditworthiness, solvency, ownership and operations. This offer is not guaranteed, and BBVA Compass reserves the right not to extend the offered credit if it determines that the information was incorrect or the Business no longer meets this criteria. If the Business requests additional credit, BBVA Compass may require and consider additional information, and reserves the right to withdraw this credit offer based on any additional information. Minimum loan amounts apply. If you select business credit options that reduce the amount of credit available for any of the other lines of credit below their minimum amounts, you may be ineligible for those lines of credit.

1Unsecured Business Term Loan: Rates range from 6.97% APR (available for qualifying applicants meeting certain underwriting criteria on a new unsecured term loan of $100,000 when all payments are authorized to be automatically debited from a BBVA Compass business checking account) to 28.50% APR. Final approved APR will depend on size of approved loan amount and the applicant’s credit qualification. Applicants may be approved for an unsecured business term loan of $100,000 but receive a rate higher than 6.97% APR. All term loans will have terms of 60 months, and will not be subject to pre-payment penalties. If payments are not authorized to be automatically debited from a BBVA Compass business checking account, the interest rate will be one-quarter of one percent (0.25%) higher.

2Business Convenience Line of Credit: Rates as low as Prime +3.09 (currently 7.34%APR) are available for qualifying applicants meeting certain underwriting criteria on a new business convenience line of credit in the amount of $100,000 when you authorize all payments to be automatically debited from a BBVA Compass business checking account. If you choose to receive a convenience line of credit in a lower amount, the interest rate may be up to Prime + 24.50% (currently 28.75% APR). Applicants may be approved for a business convenience line of credit of $100,000 but receive a rate higher than Prime + 3.09 (currently 7.34%APR) based on credit qualifications. If you choose not to have auto-debited payments, the interest rate will be one-quarter of one percent (0.25%) higher. The annual fee on this credit line is $150. Additional fees and terms may apply.

Final approval subject to evaluation of information provided on acceptance certificate and form 4506-T. BBVA Compass will make loan or line designation based upon sales size. The credit offer described in this letter is based on information indicating that the Business meets certain criteria set by BBVA Compass that relate to the Business’ creditworthiness, solvency, ownership and operations. This offer is not guaranteed, and BBVA Compass reserves the right not to extend the offered credit if it determines that the information was incorrect or the Business no longer meets this criteria. BBVA Compass also reserves the right to offer a credit card as a minimum credit offer at $2,000 if it declines to extend the requested credit to the Business. If the Business requests additional credit, BBVA Compass may require and consider additional information, and reserves the right to withdraw this credit offer based on any additional information. Minimum loan amounts apply. If you select business credit options that reduce the amount of credit available for any  of the other lines of credit below their minimum amounts, you may be ineligible for those lines of credit.

Lines of credit are subject to credit approval. Unsecured credit lines available. Compass Bank Prime is a reference rate that we have established for use in computing and adjusting interest and is subject to change (increase or decrease) at our discretion, and is only one of the reference rates or indices that we use. You acknowledge that we may lend to others at rates of interest greater or less than Compass Bank Prime. BBVA Compass is a trade name of Compass Bank, a member of the BBVA Group. Compass Bank, Member FDIC.

PRE-SCREEN & OPT-OUT NOTICE: Information contained in your credit report was used in connection with this "prescreened" offer of credit. You have received this offer of credit based on your satisfaction of the selection criteria for the offer. BBVA Compass reserves the right not to issue you credit if you respond to this offer and do not meet all of the criteria for the offer of credit. If you do not want to receive prescreened offers of credit based on information in your credit file with TransUnion or the other consumer reporting agencies, call TransUnion toll-free at 1-888-567-8688, go to www.optoutprescreen.com, or write to TransUnion, Marketing Opt-Out, P.O. Box 505, Woodlyn, PA 19094-0505.