Signature Express Loan

Get the money you need, fast with a personal loan

Everyone needs some extra cash from time to time. Our Signature Express Loans make getting that cash simple and fast.

The Signature Express Loan is a great way to consolidate debt or fund large purchases such as travel, special events, auto repairs, medical expenses, remodeling or any situation where you need cash.

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Benefits

Affordable Borrowing

Get the money you need for less with a competitive low rate. Plus, there are no application fees and no collateral requirements.

Simplified Budgeting

Set monthly payments make budgeting easier. 

Loan Rate Discount

Receive a 1.00% interest rate discount for setting up auto-debit loan payments from a BBVA Compass consumer checking account.

Fast Access to Your Funds

Potential same-day approval and funding.

Rates & Terms

Eligibility: Eligible for residents of Alabama, Arizona, California, Colorado, Florida, New Mexico, Texas

Annual Percentage Rate (APR): Will vary between 7.02% and 30.09% based upon creditworthiness, loan amounts, term length, and amount of Interest Surcharge.

Customer Profile Monthly Terms Loan Amount Rates

Superior Credit

12-72 months

$2,000-$100,000

As low as 6.99% (7.02% APR*)

Excellent Credit

12-72 months

$2,000-$100,000

As low as 7.99% (8.02% APR*)

Good Credit

12-72 months

$2,000-$100,000

As low as 10.99% (11.02% APR*)

Acceptable Credit

12-72 months

$2,000-$100,000

As low as 14.99% (15.04% APR*)

Sub-Prime Credit

12-72 months

$2,000-$10,000

As low as 24.99% (25.22% APR*)

Challenged Credit

12-72 months

$2,000-$10,000

As low as 26.99% (27.22% APR*)

* Loans are available up to $150,000 for Wealth customers. Loans between $100,000-$150,000 have extended terms available up to 120 months.

  • If customer has payments auto-debited from BBVA Compass consumer checking account, then a 1.00% interest rate discount will apply.
  • If customer is a part of the Premier Personal Banking, Everyday Hero, Workplace Solutions or Global Wealth programs, then a 0.25% interest rate discount will apply.
Loan Payment Assistance

BBVA Compass is here to help whether you need loan payment assistance for Real Estate loans, installment loans or credit cards.

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Contact A Loan Specialist Online

Complete this form and a BBVA Compass loan specialist will contact you to take your complete Signature Express Loan application over the phone.

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Details you need to make a smart decision

Loans are subject to eligibility, underwriting, and approval, including credit approval. The offered APR will vary between 7.02% and 30.09% APR based upon creditworthiness, loan amounts, term length, and amount of Interest Surcharge. Payment examples and quoted APRs do not include interest rate discounts. Enrollment in auto-debit loan payments from a BBVA Compass checking account is required to receive a 1.00% interest rate discount and the BBVA Checking Account must be opened prior to the loan being finalized. Enrollment in the Premier Personal Banking Program at the time the loan is finalized is required to receive the 0.25% interest rate discount. Interest Surcharges will be refunded on a pro-rated basis if the loan is repaid within 90 days but the bank will always retain a minimum of $25 of the Interest Surcharge.

Additional Interest Surcharge payable at closing and withheld from proceeds:

  • If loan is between $2,000 - $4,999, then a $15 interest surcharge applies.
  • If loan is between $5,000 - $7,499, then a $30 interest surcharge applies.
  • If loan is between $7,500 - $9,999, then a $50 interest surcharge applies.
  • If loan is $10,000 or greater, then a $75 interest surcharge applies.

Payment Examples

Offered APR will be between 7.02% APR to 30.09% APR

  • For customers with challenged credit, a 24 month loan of $5000 at an APR of 27.64% will result in 24 monthly payments of $271.88 and an interest surcharge of $30 payable at closing.
  • For customers with sub-prime credit, a 24 month loan of $5000 at an APR of 25.63% will result in 24 monthly payments of $266.83 and an interest surcharge of $30 payable at closing.
  • For customers with acceptable credit, a 24 month loan of $5000 at an APR of 15.61% will result in 24 monthly payments of $242.41 and an interest surcharge of $30 payable at closing.
  • For customers with good credit, a 24 month loan of $5000 at an APR of 11.60% will result in 24 monthly payments of $233.02 and an interest surcharge of $30 payable at closing.
  • For customers with excellent credit, a 24 month loan of $5000 at an APR of 8.59% will result in 24 monthly payments of $226.11and an interest surcharge of $30 payable at closing.
  • For customers with superior credit, a 24 month loan of $5000 at an APR of 7.58% will result in 24 monthly payments of $223.84 and an interest surcharge of $30 payable at closing.