You're Pre-Qualified

With a Signature Express Loan, you can consolidate debt and start living your dreams today.

At BBVA Compass, we believe in your bright future. That's why we've prequalified you for our Signature Express Loan. It gives you quick access to the funds you need, so you can get the peace of mind you deserve. The Signature Express Loan can be a smart way to consolidate debt to make budgeting easy in the new year or pay for any of life's events like a bucket list vacation or any other major purchases. 

With a Signature Express Loan, you get all your cash in a lump sum, as well as:

  • APRs as low as 7.09% (additional interest rate discounts may apply**)
  • Loan amounts starting at $2,000 and up to $50,000 (requests for more than $35,000 must apply in a branch or over the phone).
  • Set monthly payments to manage budgeting
  • No collateral needed, only your signature
  • Potential same-day approval and funding

That's banking on a brighter future.

If you're applying for over $35,000, please visit a branch. If you're applying for $35,000 or less, please enjoy our new online application process.

You can choose to stop receiving "prescreened" credit offers from this and other companies by calling toll-free 1-888-567-8988. See PRE-SCREEN & OPT-OUT NOTICE in the disclosures below for more information about prescreened offers.

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Details you need to make a smart decision

*Offer subject to final approval, including verification of qualifying credit criteria. We used information on you that we obtained from a consumer reporting agency in connection with this firm offer of credit. You were selected to receive this offer because you satisfied certain criteria for creditworthiness which we previously established. The offered credit may not be extended if, after you respond to this offer, we determine that you do not meet the criteria used to select you for this offer or any other applicable criteria bearing on your creditworthiness. BBVA Compass reserves the right to not approve your Signature Express Loan application if you respond to this offer and do not meet all of the criteria for this offer of credit. Offer expires 04/28/2017.

** APR: Annual Percentage Rate. Loans are subject to eligibility, underwriting, and approval, including credit approval. The offered APR will vary between 7.09% and 30.09% APR based upon creditworthiness, loan amounts, term length, and amount of Interest Surcharge. Payment examples and quoted APRs do not include interest rate discounts. Enrollment in auto-debit loan payments from a BBVA Compass checking account is required to receive a 1.00% interest rate discount and the BBVA Checking Account must be opened prior to the loan being finalized. Enrollment in the Premier Personal Banking Program at the time the loan is finalized is required to receive the 0.25% interest rate discount. Interest Surcharges will be refunded on a pro-rated basis if the loan is repaid within 90 days but the bank will always retain a minimum of $25 of the Interest Surcharge. Loan term, loan amount and APRs may vary if originated in a branch. An unsecured term loan may not be originated for any applicant who has originated or been declined for an unsecured term loan with BBVA Compass within six (6) months of the date of the new application or who currently has two or more active unsecured term loans with BBVA Compass.

Payment Examples

Offered APR will be between 7.09% APR to 30.09% APR

•          For customers with challenged credit, a 24 month loan of $5000 at an APR of 27.64% will result in 24 monthly payments of $271.88 and an interest surcharge of $30 payable at closing.

•          For customers with sub-prime credit, a 24 month loan of $5000 at an APR of 25.63% will result in 24 monthly payments of $266.83 and an interest surcharge of $30 payable at closing

•          For customers with acceptable credit, a 24 month loan of $5000 at an APR of 15.61% will result in 24 monthly payments of $242.41 and an interest surcharge of $30 payable at closing.

•          For customers with good credit, a 24 month loan of $5000 at an APR of 11.60% will result in 24 monthly payments of $233.02 and an interest surcharge of $30 payable at closing.

•          For customers with excellent credit, a 24 month loan of $5000 at an APR of 8.59% will result in 24 monthly payments of $226.11 and an interest surcharge of $30 payable at closing.

•          For customers with superior credit, a 24 month loan of $5000 at an APR of 7.58% will result in 24 monthly payments of $223.84 and an interest surcharge of $30 payable at closing.

•          If customer has payments auto-debited from BBVA Compass consumer checking account, then a 1.00% interest rate discount will apply.

•          Premier Personal Banking clients receive an additional 0.25% interest rate discount

Additional Interest Surcharge payable at closing. Interest Surcharge will be withheld from the loan proceeds: 

•          If loan is between $2,000 - $4,999, then a $15 interest surcharge applies.

•          If loan is between $5,000 - $7,499, then a $30 interest surcharge applies.

•          If loan is between $7,500 - $9,999, then a $50 interest surcharge applies.

•          If loan is $10,000 or greater, then a $75 interest surcharge applies.

Interest Surcharges will be refunded on a pro-rated basis if the loan is repaid within 90 days but the bank will always retain a minimum of $25 of the Interest Surcharge.

PRE-SCREEN & OPT-OUT NOTICE: Information contained In your credit report was used in connection with this "prescreened" offer of credit. You have received this offer of credit based on your satisfaction of the selection criteria for the offer. BBVA Compass reserves the right not to issue you a credit card, if you respond to this offer and do not meet all of the criteria for the offer of credit. If you do not want to receive prescreened offers of credit based on information in your credit file with TransUnion or the other consumer reporting agencies, call TransUnion toll-free at 1-888-567-8688, go to www.optoutprescreen.com, or write to TransUnlon, Marketing Opt-Out, P.O. Box 505. Woodlyn, PA 19094-0505.