Manage your money the smarter way with BBVA Compass ClearSpend Visa®

Introducing the easiest way to manage your money

A simple and secure alternative to cash and checks, the ClearSpend Prepaid Visa® card can also be a smart way to manage your money. Make purchases virtually anywhere, and track your spending in the app. Get a customized budget with real-time alerts1, giving you the control you need. Flexible, reloadable, personalized for you.

  • NO Overdraft Fees 
  • NO Purchase Transaction Fees 
  • NO Monthly Service Charge as long as $400 or more is loaded during each calendar month, otherwise a $4 Monthly Service Charge will be assessed.2
  • NO Load Fees3
  • NO Credit Score Check to Apply*

Details you need to make a smart decision

1Alerts may be delayed or may not always be available. Thus, your balance may not reflect all transactions.

2Please Note: Monthly Service Charge can be avoided with $400 or more in loads during each calendar month.  The Monthly Service Charge will be assessed on the 15th of the following month if load requirement has not been met for the preceding month.  Cardholders whose accounts were approved between 11/1/16 and 4/30/17, will not be subject to the $4 Monthly Service Charge unless otherwise notified.  Cardholders whose accounts were approved after 4/30/17, will be subject to the Monthly Service Charge.

3Please Note: Cardholders whose accounts were approved between 11/1/16 and 4/30/17, will be subject to a $4 Initial Load Fee.  Cardholders whose accounts were approved after 4/30/17, will not be subject to an Initial Load Fee.  There is no charge for subsequent loads after the initial load.

*Card Subject to approval, including fraud prevention measures.

All BBVA Compass ClearSpend Card accounts subject to approval. ClearSpend Accounts available to U.S. residents who are at least 18 years old (or 19 in certain states) and for use virtually anywhere Visa Cards are accepted, subject to verification. $25 minimum opening deposit required.

BBVA Compass does not charge a fee for reloads at a BBVA Compass branch, through a BBVA Compass debit card or through ACH/Direct deposit. Visa ReadyLink®  merchants may charge a fee for this service. Please refer to Schedule of Fees in your Terms and Conditions for full information

A supported mobile device is needed to use the ClearSpend Mobile App. Certain other restrictions apply. Please refer to the ClearSpend Mobile App Terms of Use for full information. Third party message and data rates may apply.

BBVA Compass will not charge a fee for the first withdrawal from an ATM each month, regardless of whether that withdrawal occurs at a domestic or foreign ATM. However, foreign ATM charges may apply from other banks in which BBVA Compass is not responsible for those fees charged. Please refer to the Terms and Conditions for full information.

All users of our online services are subject to the Online Privacy Policy.

Links to third party sites are provided for your convenience. These sites are not within our control and may not have the same privacy, security or accessibility standards. Third parties are completely and solely responsible for the content and availability of their sites.

Visa® Zero Liability covers U.S. issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify BBVA Compass promptly of any unauthorized use. Consult BBVA Compass for additional details or visit See your Visa Cardholder Agreement for further details.

Visa is a registered trademark of Visa International Service Association and used under license.