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Flexible options and fast decisions help make planning bright

At BBVA Compass, we want to help make your future bright. The Signature Express Loan gives you quick access to the funds you need so you can get the peace of mind you deserve. The Signature Express Loan is a smart way to consolidate debt to make budgeting easy or pay for any of life's events like a bucket list vacation or any other major purchases.

With a Signature Express Loan, you get all your cash in a lump sum, as well as:

  • APRs as low as 6.75% with interest rate discounts
  • Loan amounts starting at $2,000
  • Set monthly payments to manage budgeting
  • No collateral needed, only your signature
  • Potential same-day approval and funding

That's banking on a brighter future

You can choose to stop receiving "prescreened" credit offers from this and other companies by calling toll-free 1-888-567-8988. See PRE-SCREEN & OPT-OUT NOTICE in the disclosures below for more information about prescreened offers.

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Details you need to make a smart decision

Offer subject to final approval, including verification of qualifying credit criteria. We used information on you that we obtained from a consumer reporting agency in connection with this firm offer of credit. You were selected to receive this offer because you satisfied certain criteria for creditworthiness which we previously established. The offered credit may not be extended if, after you respond to this offer, we determine that you do not meet the criteria used to select you for this offer or any other applicable criteria bearing on your creditworthiness. BBVA Compass reserves the right to not approve your Signature Express Loan application to you if you respond to this offer and do not meet all of the criteria for this offer of credit. Offer expires 10/9/2016.

APR: Annual Percentage Rate Loans are subject to eligibility, underwriting, and approval, including credit approval. The offered APR will vary between 6.75% and 29.48% APR based upon creditworthiness, loan amounts and term length. and amount of Interest Surcharge. Payment examples and quoted APRs do not include interest rate discounts. The lowest APR may be 6.75% with interest rate discounts and 7.02% without interest rate discounts. Enrollment in auto-debit loan payments from a BBVA Compass checking account is required to receive a 1.00% interest rate discount and the BBVA Checking Account must be opened prior to the loan being finalized.

Please see below for detailed pricing information.

  • If customer has payments auto-debited from BBVA Compass consumer checking account, then a 1.00% interest rate discount will apply.
  • If customer is a part of the Premier Personal Banking program, then a 0.25% interest rate discount will apply.

Premier Personal Banking clients receive a 0.25% interest rate.

Loans are subject to eligibility, underwriting, and approval, including credit approval. The offered APR will vary between 6.75% and 29.48% APR based upon creditworthiness, loan amounts, term length, and amount of Interest Surcharge. Payment examples and quoted APRs do not include interest rate discounts. Enrollment in auto-debit loan payments from a BBVA Compass checking account is required to receive a 1.00% interest rate discount and the BBVA Checking Account must be opened prior to the loan being finalized. Enrollment in the Premier Personal Banking Program at the time the loan is finalized is required to receive the .25% interest rate discount. Interest Surcharges will be refunded on a pro-rated basis if the loan is repaid within 90 days but the bank will always retain a minimum of $25 of the Interest Surcharge.

Additional Interest Surcharge payable at closing:

  • If loan is between $2,000 - $4,999, then a $15 interest surcharge applies.
  • If loan is between $5,000 - $7,499, then a $30 interest surcharge applies.
  • If loan is between $7,500 - $9,999, then a $50 interest surcharge applies.
  • If loan is $10,000 or greater, then a $75 interest surcharge applies.

Payment Examples

  • For customers with challenged credit, a 24 month loan of $5000 at an APR of 28.64% will result in 24 monthly payments of $274.42 and an interest surcharge of $30 payable at closing.
  • For customers with sub-prime credit, a 24 month loan of $5000 at an APR of 26.63% will result in 24 monthly payments of $269.35 and an interest surcharge of $30 payable at closing.
  • For customers with acceptable credit, a 24 month loan of $5000 at an APR of 16.61% will result in 24 monthly payments of $244.79 and an interest surcharge of $30 payable at closing.
  • For customers with good credit, a 24 month loan of $5000 at an APR of 12.60% will result in 24 monthly payments of $235.34 and an interest surcharge of $30 payable at closing.
  • For customers with excellent credit, a 24 month loan of $5000 at an APR of 9.59% will result in 24 monthly payments of $228.40 and an interest surcharge of $30 payable at closing.
  • For customers with superior credit, a 24 month loan of $5000 at an APR of 8.59% will result in 24 monthly payments of $226.11 and an interest surcharge of $30 payable at closing.
PRE-SCREEN & OPT-OUT NOTICE: Information contained in your credit report was used in connection with this "prescreened" offer of credit. You have received this offer of credit based on your satisfaction of the selection criteria for the offer. BBVA Compass reserves the right not to issue you credit if you respond to this offer and do not meet all of the criteria for the offer of credit. If you do not want to receive prescreened offers of credit based on information in your credit file with TransUnion or the other consumer reporting agencies, call TransUnion toll-free at 1-888-567-8688, go to www.optoutprescreen.com, or write to TransUnion, Marketing Opt-Out, P.O. Box 505, Woodlyn, PA 19094-0505.