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Determine your eligibility

An SBA loan can offer certain benefits over other types of loans. So let's explore your business needs a little further to see if it's a good match for you.

The first step is to determine if your business qualifies as a "small business" under SBA guidelines. We'll work with you to review your specific business situation in detail, but the following guidelines can get you started:

  • Company is a for-profit entity
  • Proven industry and management experience
  • Satisfactory credit
  • Loan size of $100,000 to $5,000,000
  • Guidelines regarding size of company vary by industry:
    • Generally businesses with a maximum tangible net worth of  $15,000,000, and
    • The average net income after Federal income taxes (excluding any carryover losses) of the applicant for the 2 full fiscal years before the date of the application is not more than $5,000,000

All loans subject to SBA, collateral and underwriting requirements, and approval, including credit approval.

Get Started

Call 1-888-273-LEND (5363)

Lender of the Year

U.S. Small Business Administration
2009 & 2010