Overdraft Protection

Mistakes can happen. With Overdraft Protection, you'll have the peace of mind you need and a tool to help avoid costly fees if your checking account becomes overdrawn.

Overdraft Protection Line of Credit*

A BBVA Compass Overdraft Protection Line of Credit is there to protect you when you need it most. Your line of credit advances funds to your linked checking account to cover overdrafts as items are presented.


  • Save money over costly overdraft and NSF fees
  • Peace of mind knowing you are covered
  • No annual fee

Learn More >

To apply, visit your local branch or call 1-800-COMPASS (266-7277) today!

Linked Account Overdraft Sweep Service

Lets you link your BBVA Compass savings or money market account to your checking account. Funds automatically transfer from savings to checking, up to the available balance in your savings accounts, to cover most overdrafts.

To open a savings account, you can apply online, visit your local branch or call 1-800-COMPASS (266-7277). To link your existing savings account to your checking account, visit your local branch or call 1-800-COMPASS (266-7277).

BBVA Compass offers account management tools you can use to avoid overdrafts. Learn more >

*Overdraft Protection Line of Credit accounts are subject to credit approval. Certain fees may apply.
Total coverage amount is determined by your credit limit and is subject to approval.
Not all checking accounts are eligible. See your local branch for details.
Having an Overdraft Protection Line of Credit does not guarantee you against paying NSF fees; your line of credit may not be sufficient to cover all transactions.