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Whether you're buying a home for the first time, refinancing your existing home or buying a second home, we have mortgage options to meet your financial needs.

Lower interest rates for a defined period of time

An adjustable rate mortgage (ARM) may start with a lower interest rate than fixed-rate mortgages. However, your interest rate and payments are periodically adjusted up or down as the index changes.

5/1 Adjustable Rate Mortgage

  • Interest rate is fixed for the first five years

    After five years, rate and principal and interest payment changes each year based on an underlying index and margin

  • Principal and interest payment remain the same for first five years


Mortgages subject to eligibility, collateral, underwriting and approval, including credit approval.

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  • Existing mortgage loans
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