BBVA Compass ClearSpend Visa® Prepaid Card Pricing Terms

No overdraft/credit feature.
†No monthly service charge with $400 or more in loads during each monthly period.
*This fee can be lower depending on how and where this card is used.

Your funds are eligible for FDIC Insurance.
For general information about prepaid accounts, visit cfpb.gov/prepaid.
Find details and conditions for all fees and services in the Terms and Conditions.

List of All Fees for BBVA Compass ClearSpend Prepaid Visa® Card

All Fees Amount Details                                                                    
Getting Started
Card Purchase $0.00  
Minimum Deposit
$25.00 Minimum Load Amount is $25

 

Secondary Card $0.00 Maximum 1 additional cardholder per Account

 

Monthly Usage
Monthly Service Charge $4.00 Waived with $400 or more in loads during each monthly period. The Monthly Service Charge will be assessed on the 15th of the following month if load requirement has not been met for the preceding month.
Add Money
Cash Reload $0.00 Load Cash at any BBVA Compass Branch Location
Transfer Funds
$0.00 BBVA Compass Debit Card, Direct Deposit, PayPal®, Popmoney®, Venmo®
Visa ReadyLink® Cash Load
$4.50 This is a 3rd party fee and may vary by location. BBVA Compass will not charge you a fee to reload your card using a Visa Readylink location.  Fee accurate as of 12/5/2017
Get Cash
ATM cash withdrawal - In Network
$0.00 When using BBVA Compass or AllPoint ATMs.
ATM cash withdrawal - Out of Network
$2.00 1st Out-of-Network ATM Withdrawal Each Month is Free, Fee assessed on additional out of network withdrawals within that month. This is our fee. You may also be charged a fee by the ATM operator, even if you do not complete a transaction.
Teller cash withdrawal $0.00 Financial Institutions other than BBVA Compass may assess a fee
Spend Money
Purchase with Cash Back $0.00 Using your PIN at Point of Sale
Signature Purchase
$0.00 Signing for Purchase at Point of Sale
Bill Payment
$0.00 Bill pay is not available through the ClearSpend Website, We will not charge a fee for bill payments set up through a biller’s Website.
Information
ATM balance inquiry (in-network and out-of-network) $0.00 There is no charge when checking your balance using a BBVA Compass or AllPoint ATM.  You may be charged a fee by other ATM operators.
Customer Service Call (Automated or live agent) $0.00 Unlimited automated and live Customer Service Assistance
Paper Statement N/A Paper Statements Are Not Available for This Product.  All account information, including statements can be found online.
Using your card outside the U.S.
International transaction 3.00% Percent of the U.S. dollar amount of each transaction assessed by BBVA Compass. Foreign Financial Institutions and retailers.
International ATM withdrawal
$3.00 BBVA Compass will not charge a fee for the first international withdrawal each month. A fee will be assessed on additional international withdrawals within that month.  This is our fee.  You may also be charged a fee by the ATM operator.
International Teller cash withdrawal 3.00% % of the U.S. dollar amount of each transaction assessed by BBVA Compass. Foreign Financial Institution may assess an additional fee.
Other
Replacement Card $0.00 Maximum of 3 replacement cards allowed
Express Delivery
$20.00 Per Card
PIN selection/change $0.00  
Paper check
$15.00 A paper check may be requested when an account is closed.  Checks are not otherwise available for this product.
Stop Payment
$0.00  
Inactivity
$0.00 Your card will be closed if there is no activity on your account for 12 months.

Your funds will be held at or transferred to BBVA Compass, an FDIC-insured institution. Once there, your funds are insured up to $250,000 by the FDIC in the event BBVA Compass fails, if specific deposit insurance requirements are met and your card is registered. See fdic.gov/deposit/deposits/prepaid.html for details.

No overdraft/credit feature.

Contact BBVA Compass by calling 1-866-236-7967, by mail at BBVACompass, 15 South 20th Street, Birmingham, AL 35233 or visiting our website at www.bbvacompass.com

For general information about prepaid accounts, visit cfpb.gov/prepaid. If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 1-855-411-2372 or visit cfpb.gov/complaint.

Visa and Visa Readylink are registered trademarks of Visa International Service Association and used under license. Paypal® and Venmo® are registered trademarks of Paypal, Inc. Popmoney® is a registered trademark of Fiserv, Inc.


©2017 BBVA Compass Bancshares, Inc. Compass Bank is a Member FDIC and an Equal Housing Lender. BBVA Compass is a trade name of Compass Bank, a member of the BBVA Group.

Rev. 12/2017

Equal Housing Lender