Consumer Privacy Disclosure

Important Notice Regarding Your Personal Information

Rev. 09/2018

FACTS
WHAT DOES EACH OF THE BBVA COMPASS AFFILIATES LISTED BELOW DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons BBVA Compass Affiliates choose to share; and whether you can limit this sharing.
Reasons we can share your personal information Do we share? Can you limit this sharing?
For our everyday business purposes – 
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes – 
to offer our products and services to you
Yes No
For joint marketing with other financial companies
Yes No
For our affiliates’ everyday business purposes – 
information about your transactions and experiences
Yes No
For our affiliates’ everyday business purposes –
information about your creditworthiness
Yes Yes
For our affiliates to market to you
Yes Yes
For nonaffiliates to market to you
No We don’t share
To limit our sharing

 

Call 1-800-275-7219 – our menu will prompt you through your choices.

 

Please note:
If you are a new customer, we can begin sharing your information 45 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions
Call 1-800-COMPASS or go to www.bbvacompass.com
Who we are
Who is providing this notice?
Compass Bank, doing business as BBVA Compass, and the affiliates and other entities listed below the Other important information section (collectively, the “BBVA Compass Affiliates”).
What we do
How do the BBVA Compass Affiliates protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How do the BBVA Compass Affiliates collect my personal information?

We collect your personal information, for example, when you:

  • Open an account or deposit money
  • Pay your bills or apply for a loan
  • Use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply only to you unless you tell us otherwise.
Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include companies with a “BBVA” name; financial companies such as Compass Mortgage Corporation; and others, such as the BBVA Compass Affiliates listed below the Other important information section.
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • The BBVA Compass Affiliates do not share with nonaffiliates so they can market to you.
Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include financial service companies, such as banks, insurance providers, investment companies, securities broker-dealers, and credit card companies.
Other important information

CALIFORNIA RESIDENTS (consumer account with a California address): Please see the separate notice you are receiving entitled “Important Privacy Choices for Consumers” for your right to opt out of sharing with affiliates and with non-affiliated financial institutions that are joint marketing partners.

VERMONT RESIDENTS: We will not disclose information about your creditworthiness to our affiliates and will not disclose your personal information, financial information, credit report, or health information to nonaffiliated third parties to market to you, other than as permitted by Vermont law, unless you authorize us to make those disclosures. The information we may share pursuant to a joint agreement for marketing is limited to consumer name and contact information and our own transaction and experience information.

BBVA COMPASS AFFILIATES: Compass Bank, dba BBVA Compass, BBVA Compass Insurance Agency, Inc.; BBVA Securities Inc., including its BBVA Compass Investment Solutions Division; BBVA Wealth Solutions, Inc.; Compass Mortgage Corporation; BBVA Open Platform, Inc.; and BBVA Compass Financial Corporation.