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BBVA Compass Visa
Signature® Credit Card

Enjoy savings, rewards and the added perks you deserve.

  • Overview
  • Benefits, Rewards, and Perks
  • APR, Terms & Fees

The BBVA Compass Visa Signature® Credit Card* offers a wealth of privilege, perks and premier services – all in addition to the CompassPoints® rewards program.

Your BBVA Compass Visa Signature Credit Card benefits include:

  • Introductory purchase APRs

  • Introductory Balance Transfer APRs

  • No annual fee

  • No preset spend limit

  • VIP Entertainment

  • Complimentary Concierge Service

Visa Signature Credit Card benefits put you in charge and help you get the most out of your purchases. You’ll enjoy instant access to preferred seating at popular sports, music, film and theater events, travel packages and savings, and dining perks.

  • No annual fee – There is no annual fee with the Visa Signature card.
  • VIP Entertainment – Enjoy special advance access to major sporting events, Hollywood blockbuster screenings, Broadway shows and more.
  • Complimentary Concierge** – Save time with 24-hour complimentary Concierge service that can assist with travel plans, dining reservations and more.
  • Special Savings and Discounts – Receive complimentary discounts and travel upgrades along with discounts at premium retailers.
  • Purchasing Power – No Preset Spending Limit.*** No over-limit fee
  • CompassPoints® Rewards Program – Earn 1 point for every $1 you spend. CompassPoints are redeemable for a variety of cash back options giving you easier and more flexible ways to redeem.
  • Multiple Payment Options – You can pay by mail, automatic debit, online banking or in a branch.
  • E-mail Alerts – Sign up for convenient alerts through email for payment notices, balances and more.
  • Year-End Summary Statement – At your option, receive a detailed summary of your Visa Signature spending during the year for convenient budget analysis and financial planning.
  • Download BBVA Wallet1 - Redeem your rewards in real-time at any merchant.

For more information on VIP Entertainment, Complimentary Concierge and Special Savings and Discounts, visit the Visa web site.

See Guide to Benefits (PDF format).

Visa Zero Liability

This policy guarantees that, when you're a Visa cardholder, you will not be held responsible for fraudulent charges, period.  Learn more on the Visa website>


 

**Cardholders are responsible for the cost on any goods or services purchased by Visa Signature® Concierge on the cardholders' behalf.

***Certain restrictions and exclusions may apply. Individual transactions are evaluated by BBVA Compass based on various credit and risk factors. If BBVA Compass authorizes a transaction that causes you to exceed your credit limit, then you must pay, as part of your next monthly minimum amount due, the full amount by which your new balance exceeds your credit limit.

†Visa Zero Liability covers U.S.-issued cards only. Visa Zero Liability does not apply to certain commercial card transactions; PIN transactions not processed by Visa; or ATM transactions not processed by Visa or Plus. Cardholder must notify BBVA Compass promptly of any unauthorized use. Consult BBVA Compass for additional details or visa.com/security. See your Visa Cardholder Agreement for further details.

1 Alerts: Alerts for card transactions and reward redemption are subject to service availability to your mobile device and cannot be guaranteed by BBVA Compass. Alerts are subject to merchant billing practices and may not be received until your card is charged for the purchase price.

Get a great introductory APR on purchases and balance transfers.  

These terms are accurate as of December 17, 2015, but may have changed after that date. You can always find out the current terms by contacting us at: BBVA Compass, P.O. Box 2210, Decatur, AL 35699, or 1-800-239-5175.

How We Will Calculate Your Balance We use a method called "daily balance (including new transactions)."

The Introductory APR for Purchases will apply through the end of the 6th billing cycle after the account is opened for all Purchases posted to the account within the same period. The Introductory APR for Balance Transfers will apply through the end of the first year after the account is opened for all Balance Transfers requested within 30 days of account opening.

Keep in mind that if you take advantage of any promotional APR Balance Transfer/Convenience Check/Cash Advance offer from BBVA Compass, you may lose your grace period on new Purchases. That is because you must pay your entire balance each month, including any balance(s) created by promotional Balance Transfer/Convenience Check/Cash Advance offers, by the payment due date to avoid interest on Purchase transactions.

Other Fees: To the extent permitted by applicable law, the following fees apply: Returned Check Fee – Up to $27; Stop Payment Fee - $29; Expedited Delivery Fee - amount determined at time of request; Document Fees - $5 to $37 depending upon the item; Transfer Fee (for direct deposit of Cash Advance to your checking account) - $25; Expedited Payment Fee - $15; Skip Payment Fee (if offered by us, accepted by you and your Minimum Payment Due would have been $200 or more) - $35; Rate Reduction Fee (if offered by us and accepted by you) - $75.

All credit cards subject to approval, including credit approval. The BBVA Compass Visa Signature Credit Card may not be available to residents of all states. California Residents: Married applicants may apply for separate accounts. Delaware Residents: Service charges not in excess of those permitted by law will be charged on the outstanding balance from “month-to-month.” New York Residents: New York Residents may contact the New York State Department of Financial Services at 1-800-342-3736 or visit its website, www.dfs.ny.gov, for free information on comparative credit card rates, fees, and grace periods. Ohio Residents: The Ohio law against discrimination requires that all creditors make credit equally available to all creditworthy customers, and that the credit reporting agencies maintain and separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law. Maryland Residents: Finance charges will be imposed in amounts or at rates not in excess of those permitted by law.

*All credit cards subject to approval, including credit approval. Please see complete terms and conditions.

If you take advantage of any promotional APR Balance Transfer/convenience Check/Cash Advance offers from BBVA Compass, you may lose your grace period on new Purchases. That is because you must pay your entire balance each month, including any balance(s) created by promotional offers, by the payment due date to avoid interest on Purchase transactions.

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