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BBVA Compass Visa Signature® Credit Card

BBVA Compass Visa Signature® Credit Card


Enjoy savings, rewards, and the added perks you deserve

The BBVA Compass Visa Signature® Credit Card* offers a wealth of privilege, perks and premier services – all in addition to the CompassPoints® rewards program.

Your BBVA Compass Visa Signature  Credit Card benefits include:

  • Introductory Purchase APRs
  • Introductory Balance Transfer APRs
  • No annual fee
  • No preset spend limit
  • VIP Entertainment
  • Complimentary Concierge Service

Learn more about CompassPoints®


Visa Signature Credit Card benefits put you in charge and help you get the most out of your purchases

You’ll enjoy instant access to preferred seating at popular sports, music, film, and theater events, travel packages and savings, and dining perks.

  • No Annual Fee – There is no annual fee with the Visa Signature card.
  • VIP Entertainment – Enjoy special advance access to major sporting events, Hollywood blockbuster screenings, Broadway shows, and more.
  • Special Savings and Discounts – Receive complimentary discounts and travel upgrades along with discounts at premium retailers.
  • Purchasing Power – No Preset Spending Limit.1 No over-limit fee
  • Complimentary Concierge2 – Save time with 24-hour complimentary Concierge service that can assist with travel plans, dining reservations, and more.
  • CompassPoints® Rewards Program – Earn 1 point for every $1 you spend. CompassPoints are redeemable for account credit.
  • Multiple Payment Options – You can pay by mail, automatic debit, Online Banking, or in a branch.
  • E-mail Alerts – Sign up for convenient alerts through email for payment notices, balances, and more.
  • Year-End Summary Statement – At your option, receive a detailed summary of your Visa Signature spending during the year for convenient budget analysis and financial planning.
  • Download BBVA Wallet – Redeem your rewards in real-time at any merchant.3

For more information on VIP Entertainment, Complimentary Concierge, and Special Savings and Discounts, visit the Visa website.


Visa Zero Liability

This policy guarantees that, when you're a Visa cardholder, you will not be held responsible for fraudulent charges, period. 

Download BBVA Wallet

Manage your credit cards from the convenience of your mobile device and redeem your rewards in real-time at any merchant!

Download Now

Low introductory rate and $100

Take advantage of this great offer now through April 30, 2017.

Learn More

APR, Terms, & Fees

Get a great introductory APR on purchases and balance transfers

These terms are accurate as of March 17, 2017, but may have changed after that date. You can always find out the current terms by contacting us at: BBVA Compass, P.O. Box 2210, Decatur, AL 35699, or 1-800-239-5175.

How We Will Calculate Your Balance: We use a method called "daily balance."

The Introductory APR for Purchases will apply through the end of the 6th billing cycle after the account is opened for all Purchases posted to the account within the same period. The Introductory APR for Balance Transfers will apply through the end of the first year after the account is opened for all Balance Transfers requested within 30 days of account opening.

Keep in mind that if you take advantage of any promotional APR Balance Transfer/Convenience Check/Cash Advance offer from BBVA Compass, you may lose your grace period on new Purchases. That is because you must pay your entire balance each month, including any balance(s) created by promotional Balance Transfer/Convenience Check/Cash Advance offers, by the payment due date to avoid interest on Purchase transactions.

Other Fees: To the extent permitted by applicable law, the following fees apply: Returned Check Fee – Up to $27; Stop Payment Fee - $29; Expedited Delivery Fee - amount determined at time of request; Document Fees - $5 to $37 depending upon the item; Transfer Fee (for direct deposit of Cash Advance to your checking account) - $25; Expedited Payment Fee - $15; Skip Payment Fee (if offered by us, accepted by you and your Minimum Payment Due would have been $200 or more) - $35; Rate Reduction Fee (if offered by us and accepted by you) - $75.

May not be available to residents of all states. California Residents: Married applicants may apply for separate accounts. ‭Delaware Residents: Service charges not in excess of those permitted by law will be charged on the outstanding balance from month to month. New York Residents: Your ‭credit report may be obtained. Upon your request, BBVA Compass will inform you whether a report was obtained and, if so, the name and address of the consumer reporting ‭agency. Subsequent credit reports may be requested in connection with an update, renewal, or extension of the credit for which you are applying. New York residents may ‭contact the New York State Department of Financial Services at 1-800-342-3736 or visit its website,, for free information on comparative credit card rates, ‭fees, and grace periods. Ohio Residents: The Ohio law against discrimination requires that all creditors make credit equally available to all creditworthy customers, and that ‭the credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law. ‭Maryland Residents: Finance charges will be imposed in amounts or at rates not in excess of those permitted by law.

Details you need to make a smart decision

*All credit cards subject to approval, including credit approval. Please see terms and conditions.

Links to third party sites are provided for your convenience. These sites are not within our control and may not have the same privacy, security or accessibility standards. Third parties are completely and solely responsible for the content and availability of their sites.

1Certain restrictions and exclusions may apply. Individual transactions are evaluated by BBVA Compass based on various credit and risk factors. If BBVA Compass authorizes a transaction that causes you to exceed your credit limit, then you must pay, as part of your next monthly minimum amount due, the full amount by which your new balance exceeds your credit limit.

2Cardholders are responsible for the cost on any goods or services purchased by Visa Signature® Concierge on the cardholders' behalf.

3Alerts: Alerts for card transactions and reward redemption are subject to service availability to your mobile device and cannot be guaranteed by BBVA Compass. Alerts are subject to merchant billing practices and may not be received until your card is charged for the purchase price.

Visa’s Zero Liability Policy does not apply to Visa corporate or Visa purchasing card or account ‭transactions, or any transactions that are not processed by Visa. Cardholder must notify BBVA Compass promptly of any unauthorized use as described in the cardholder agreement. Consult: or BBVA Compass for additional details.