CompassPoints® Rewards

Earn points and enjoy rewards with CompassPoints

You're automatically enrolled to earn CompassPoints when you become a BBVA Compass ClearPoints or Visa Signature® cardholder. There are no fees for participation. Earn 1 point for every $1 in qualifying purchases. Considering our credit cards are accepted almost anywhere, those points add up quickly.

BBVA Compass Build Your Own Rewards

BBVA Compass Build Your Own Rewards with CompassPoints® rewards you for the way you already spend your money. Select the categories where you spend the most and you'll earn more by doubling and tripling your points. Plus you'll earn 1 point per $1.00 spent for qualifying purchases in all other categories.

Office supplies, restaurants, and travel puchases receive triple points. Gas, home improvement and utilities purchases receive double points. Below: Figure of example transactions and points awarded.


Our Build Your Own Rewards Program allows you the flexibility to plan ahead and customize your multipliers based on how you will spend your money. This allows you to maximize your point accumulation and earn rewards faster. CompassPoints are redeemable for account credits.

Actual points accrual and available rewards may vary. Points accrual is dependent upon your individual spending amounts.

When you're ready to redeem, you have two easy options:

  1. Redeem online by logging on to
  2. Call 1-87-REWARDS1 (1-877-392-7371)

To track and redeem your CompassPoints online simply go to Registration is fast, easy and secure. Plus, you'll be able to take advantage of our online features, including reviewing your account details, browsing rewards options, redeeming your CompassPoints and tracking how many points you've earned and redeemed.

See important  Terms & Conditions.

Low introductory rate and $100

Take advantage of this great offer now through February 28, 2018.

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Details you need to make a smart decision

CompassPoints only accumulate on Qualifying Purchases. A "Qualifying Purchase" is any purchase, Internet purchase, phone or mail order purchase, bill payment, contactless purchase (purchase made by holding you BBVA compass Visa Card or another device up to a secure reader instead of swiping your card), or small-dollar purchase for which you are not required to sign, made with your BBVA Compass Visa Card, that is processed or submitted through the Visa U.S.A. Inc. payment system. EXCLUSIONS APPLY. Merchants are assigned category codes based on what they primarily sell. A purchase will not earn 2x or 3x points if the merchant’s code is not in an eligible category. BBVA Compass reserves the right to, in its sole discretion, determine whether a particular transaction is a Qualifying Purchase and which purchase category applies. Unless a special promotion states otherwise, any cash advances, balance transfers, or convenience check transactions, fees charged by us (for example, annual fees, finance charges, and related service charges, if any apply), payments made for prepaid and reloadable cards such as certain gift cards, and similar cards, payments made for payment instruments that can readily be converted to cash (for example, travelers cheques, money orders, wire transfers, and similar products or services), are NOT Qualifying Purchases. It may take up to 45 days for bonus points to be awarded. Account must be in good standing to earn and redeem points.