BBVA Compass Credit Card Rewards Programs

Overview

Swipe card. Earn points. Enjoy your rewards.

When you become a BBVA Compass Rewards Card, BBVA Compass ClearPoints Credit Card, or BBVA Compass SelectSM Credit Card cardholder, you will automatically start earning rewards with your first purchase.There are no fees for participation. See below for information on our rewards programs, so you can select the credit card that’s right for you!

Rewards Programs

CompassPoints® Rewards

This program offers the BBVA Compass Build Your Own Rewards® feature for our BBVA Compass ClearPoints Credit Cardholders, giving them the opportunity to:

  • Earn unlimited points with 1 point for every $1 in purchases2
  • Select one (1) category to earn 2x points on purchases2
  • Select one (1) category to earn 3x points on purchases2
  • Redeem points for account credit, and you could start saving money on the purchases you make today!

CompassPoints® Rewards for Select℠ Credit Card

Earn even more with our enhanced BBVA Compass Build Your Own Rewards® feature for Select cardholders:

  • Earn unlimited points with 1 point for every $1 in purchases2
  • Select two (2) categories to earn 2x points on purchases2
  • Select one (1) category to earn 3x points on purchases2
  • Redeem points for account credit, and you could start saving money on the purchases you make today!

Rewards Program for BBVA Compass Rewards Card

Earn hassle-free rewards across ALL purchase categories—every time, everywhere.

  • You could earn unlimited 2% rewards on all purchases with a monthly direct deposit to a BBVA Compass deposit account (Please note rewards decrease to 1.5% without the monthly direct deposit)3
  • Get the freedom and flexibility to shop anywhere Visa is accepted and earn unlimited rewards

Details you need to make a smart decision

1To qualify to earn points, a purchase ‭must be made with your BBVA Compass Visa Card and processed or submitted through the Visa U.S.A. Inc. payment ‭system. The following do not qualify as purchases: payments of existing card balances, balance transfers, cash advances, ATM transactions, convenience checks, fees charged by us (for example, finance charges, and related service charges, if any ‭apply), purchases of prepaid cards or reloadable cards such as certain gift cards, purchases of quasi-cash items (for ‭example, casino chips), purchases of cash equivalents or payment instruments that can readily be converted to cash (for ‭example, travelers' cheques, money orders, wire transfers, and similar products or services), or purchases made using a ‭Personal Identification Number (PIN) or initiated through identification technology that substitutes for a PIN.

2CompassPoints for the ClearPoints Credit Card requires customers to select categories each quarter, otherwise all transactions default to 1 point per $1 of net purchases. Cardholders with CompassPoints for the Select Credit Card are placed into default categories at account opening, and can make changes to their categories once every 90 days. To qualify to earn points, a purchase must be made with your BBVA Compass Visa Card and processed or submitted through the Visa U.S.A. Inc. payment system. Purchases made using third-party payment accounts, mobile or wireless card readers, virtual wallets, or similar technology may not qualify for a 2x or 3x purchase category if that technology is not set up to process the purchase in that category.

3BBVA Compass Rewards Program: BBVA Compass Rewards Cards automatically earn 1.5 Base Points per $1.00 of net purchases. In addition to Base Points, BBVA Compass Rewards Cardholders can earn Relationship Rewards Points at a rate of one half (0.5) point for each $1.00 of net purchases (for a total of 2 points per $1.00). To be eligible for Relationship Rewards Points, you must receive direct deposits (from third parties) totaling $1,000.00 or more in a calendar month to your BBVA Compass consumer checking, savings or money market account. Eligibility for Relationship Rewards Points is assessed monthly, and Relationship Rewards Points will be applied to purchases made the following month with your BBVA Compass Rewards Card.