When you become a BBVA Compass Rewards Card, BBVA Compass ClearPoints Credit Card, or BBVA Compass SelectSM Credit Card cardholder, you will automatically start earning rewards with your first purchase.1 There are no fees for participation. See below for information on our rewards programs, so you can select the credit card that’s right for you!
This program offers the BBVA Compass Build Your Own Rewards® feature for our BBVA Compass ClearPoints Credit Cardholders, giving them the opportunity to:
Earn even more with our enhanced BBVA Compass Build Your Own Rewards® feature for Select cardholders:
Earn hassle-free rewards across ALL purchase categories—every time, everywhere.
1To qualify to earn points, a purchase must be made with your BBVA Compass Visa Card and processed or submitted through the Visa U.S.A. Inc. payment system. The following do not qualify as purchases: payments of existing card balances, balance transfers, cash advances, ATM transactions, convenience checks, fees charged by us (for example, finance charges, and related service charges, if any apply), purchases of prepaid cards or reloadable cards such as certain gift cards, purchases of quasi-cash items (for example, casino chips), purchases of cash equivalents or payment instruments that can readily be converted to cash (for example, travelers' cheques, money orders, wire transfers, and similar products or services), or purchases made using a Personal Identification Number (PIN) or initiated through identification technology that substitutes for a PIN.
2Build Your Own Rewards for the ClearPoints Credit Card requires customers to select categories each quarter, or all transactions default to 1 point per $1 of net purchases. Cardholders with Build Your Own Rewards for the Select Credit Card are placed into default categories at account opening, and can make changes to their categories within the first 90 days from account opening, and then prior to the start of each quarter after that. If categories are unchanged, then the previously selected categories (or defaults) carry-over to the next quarter. Bonus points are awarded based on the merchant’s reporting of its merchant category code (MCC). BBVA Compass is not responsible for awarding points if a merchant reports its merchant category code in a category that falls outside of the bonus point category listing. Purchases made using third-party payment accounts, mobile or wireless card readers, virtual wallets, or similar technology may not qualify for a 2x or 3x purchase category if that technology is not set up to process the purchase in that category. Final determination of which purchases qualify for bonus points is at the sole discretion of BBVA Compass. Bonus point categories are subject to change from quarter to quarter.
3BBVA Compass Rewards Program: BBVA Compass Rewards Cards automatically earn 1.5 Base Points per $1.00 of net purchases. In addition to Base Points, BBVA Compass Rewards Cardholders can earn Relationship Rewards Bonus Points at a rate of one half (0.5) point for each $1.00 of net purchases (for a total of 2 points per $1.00). To be eligible for Relationship Rewards Bonus Points, you must receive direct deposits (from third parties) totaling $1,000.00 or more in a calendar month to your BBVA Compass consumer checking, savings or money market account. Eligibility for Relationship Rewards Bonus Points is assessed monthly, and Relationship Rewards Bonus Points will be applied to purchases made the following month with your BBVA Compass Rewards Card.