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1BBVA Compass Visa ClearPoints: All credit cards subject to approval, including credit approval. The 0% Introductory APR for Purchases will apply through the end of the 6th billing cycle after the account is opened for all Purchases posted to the account within the same period. 0%-3.99% Introductory APR for Balance Transfers, based on creditworthiness, will apply through the end of the first year after the account is opened for all Balance Transfers requested within 30 days of account opening. The APRs that may apply after the introductory period for Purchase APR and Balance Transfer APR will be 11.99% to 29.99%, variable, based on creditworthiness. Balance Transfer Fee: $10 or 4% of the transaction amount, whichever is greater, for each balance transferred. Cash Advance APR is 22.99% to 29.99%, variable, based on creditworthiness. If you take advantage of any promotional Balance Transfer, Convenience Check, or Cash Advance offers from BBVA Compass, you may lose your grace period on new Purchases because you must pay your entire balance each month, including any balance(s) created by promotional offers, by the payment due date to avoid interest on Purchase transactions. Foreign Transaction Fee: 3% of each transaction in US dollars. Minimum Interest Charge: $1. Please see credit card terms and conditions.

2SPECIAL OFFER: All credit cards subject to approval including credit approval. $100 account credit offer not available to existing BBVA Compass credit cardholders. Offer applies to accounts open between 4/01/17 to 6/30/17 . $1,500 in Qualifying Purchases must be made within 90 days of account opening to be eligible for the $100 account credit. Account must be open and in good standing at the time account credit is awarded to receive the account credit. A “Qualifying Purchase” is any purchase, Internet purchase, phone or mail order purchase, bill payment, contactless purchase (purchase made by holding you BBVA compass Visa Card or another device up to a secure reader instead of swiping your card), or small-dollar purchase for which you are not required to sign, made with your BBVA Compass Visa Card, that is processed or submitted through the Visa U.S.A. Inc. payment system. Promotional offers subject to change without notice.

3BBVA COMPASS SELECT CREDIT CARD: All credit cards subject to approval, including credit approval. Purchase APR and Balance Transfer APR: 13.99% to 17.99% variable, based on creditworthiness. Balance Transfer Fee: Either $10 or 4% of the amount of each balance transfer, whichever is greater. Cash Advance APR: 22.99% variable. Cash Advance Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater. Minimum Interest Charge for Purchase balance: $1. Annual Fee $125, waived for the first year the account is open. However, the Annual Fee is always waived for Premier Personal Banking clients.

4BENEFITS FOR SELECT CREDIT CARDS:  Visa Signature benefits include Luxury Hotel Collection membership, 24/7 Concierge, roadside assistance, travel and emergency assistance services, warranty manager service, auto rental collision damage waiver, lost luggage reimbursement, purchase security, trip cancellation/trip interruption, price protection, and Zero Liability. All credit cards subject to approval including credit approval.

5SELECT CREDIT CARD BONUS POINTS OFFER: 20,000 bonus points credit offer not available to existing BBVA Compass credit cardholders. Offer applies to Select Credit Card accounts opened between 4/01/17 to 6/30/17. $2,000 in net Qualifying Purchases must be made within 90 days of opening the Select Credit Card to earn the 20,000 bonus CompassPoints.  Account must be open and in good standing at the time account credit is awarded to receive the account credit. A "Qualifying Purchase” is any purchase, Internet purchase, phone or mail order purchase, bill payment, contactless purchase (purchase made by holding you BBVA compass Visa Card or another device up to a secure reader instead of swiping your card), or small-dollar purchase for which you are not required to sign, made with your BBVA Compass Visa Card, that is processed or submitted through the Visa U.S.A. Inc. payment system. Promotional offers subject to change without notice.

6ACCOUNT CREDIT OFFER FOR SELECT CREDIT CARDS: $20,000 in net Qualifying Purchases must be made within 12 months of account opening to be eligible for the $100 account credit. Account must be in good standing at the time the account credit is awarded to receive the account credit. A "Qualifying Purchase" is any purchase, Internet purchase, phone or mail order purchase, bill payment, contactless purchase (purchase made by holding you BBVA compass Visa Card or another device up to a secure reader instead of swiping your card), or small-dollar purchase for which you are not required to sign, made with your BBVA Compass Visa Card, that is processed or submitted through the Visa U.S.A. Inc. payment system. Promotional offers subject to change without notice.  

7BBVA Compass Optimizer Credit Card:  All credit cards subject to approval, including credit approval. Purchase and Balance Transfer APR 16.99% variable. Cash Advance APR: 25.99% variable. Cash Advance Fee: Either $10 or 4% of the amount of each cash advance, which is greater. Foreign Transaction Fee: 3% of each transaction in U.S. dollars. Annual Fee: $40. Minimum Interest Charge: $1

*Visa’s Zero Liability Policy does not apply to Visa corporate or Visa purchasing card or account ‭transactions, or any transactions that are not processed by Visa. Cardholder must notify BBVA Compass promptly of any unauthorized use as described in the cardholder agreement. Consult: https://www.visa.com/chip/personal/security/zero-liability.jsp or BBVA Compass for additional details.‬

BBVA Credit Cards may not be available to residents in all states. For complete terms and conditions regarding CompassPoints, including qualifying purchases, please visit https://www.bbvacompass.com/compasspoints/terms.html.