BBVA Compass Select℠ Credit Card

BBVA Compass Select℠ Credit Card

Overview

Premium credit card with custom rewards to fit your lifestyle

The Select Credit Card is for you if you want to be in control of how you earn and multiply your rewards.

Your BBVA Compass Select Credit Card benefits include:

Benefits

The BBVA Compass Select Credit Card offers custom rewards with more benefits

  • Earn 2x and 3x points in categories5 you select with BBVA Compass Build Your Own Rewards® with BBVA Compass Rewards for Select Credit Card
    • Choose one category (e.g. Travel) to earn 3x the points.
    • Choose two categories (e.g. Groceries and Utilities) to earn 2x the points.
    • Earn one point per $1 spent on all other qualified purchases. 
  • Plus, earn 1,000 additional bonus points each month you make $5,000 or more in Qualifying Purchases.
  • Earn a $100 Account Credit after making $20,000 in Qualifying Purchases with your credit card6
  • Each point is valued at 1% of one dollar in Qualifying Purchases (20,000 points = $200), and there is no limit to how many points you can earn.
  • Complimentary Hertz Gold Plus Membership so you can skip the counter. Also, get exclusive discounts and free rental days.
  • Exclusive travel benefits including Visa Signature Luxury Hotel Collection membership and 24/7 Concierge Assistance7, as well as no foreign transaction fees.
  • Added security of Roadside Dispatch, Lost Luggage Reimbursement, Trip Cancellation/Interruption, Price Protection, Purchase Security, Travel Accident Insurance, and Visa Zero Liability8
  • Download our Mobile Banking App and manage your credit cards from the convenience of your mobile device.9
Download our Award-Winning Mobile Banking App

Download our Award-Winning Mobile Banking App to track purchases, get alerts, and block and unblock your card on the go.

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Need help with your account?

We're here for you. Contact a customer service representative or visit your nearest BBVA Compass branch for help.

Call 1-800-239-5175

APR, Terms, and Fees 

The BBVA Compass Select℠ Credit Card offers low purchase and balance transfer APRs with no annual fee for the first year

These terms and conditions are accurate as of September 28, 2018, but may have changed after that date. You can always find out the most current terms by contacting us at: BBVA Compass, P.O. Box 2210, Decatur, AL 35699 or, 1-866-681-0484.

How We Will Calculate Your Balance: We use a method called "daily balance."

Other Fees: To the extent permitted by applicable law, the following fees apply: Returned Convenience Check Fee – $25; Stop Payment Fee - $29; Expedited Delivery Fee - amount determined at time of request; Document Fees - up to $37 depending upon the item; Transfer Fee (for direct deposit of Cash Advance to your checking account) - $25; Expedited Payment Fee - $10; Skip Payment Fee (if offered by us, accepted by you and your Minimum Payment Due would have been $200 or more) - $35; Rate Reduction Fee (if offered by us and accepted by you) - $75.

*Fees and Minimum Interest Charge are not applicable if you are a "covered borrower" under the Military Lending Act, as defined in 32 CFR Part 32.

May not be available to residents of all states. California Residents: Married applicants may apply for separate accounts. ‭Delaware Residents: Service charges not in excess of those permitted by law will be charged on the outstanding balance from month to month. New York Residents: Your ‭credit report may be obtained. Upon your request, BBVA Compass will inform you whether a report was obtained and, if so, the name and address of the consumer reporting ‭agency. Subsequent credit reports may be requested in connection with an update, renewal, or extension of the credit for which you are applying. New York residents may ‭contact the New York State Department of Financial Services at 1-800-342-3736 or visit its website, www.dfs.ny.gov, for free information on comparative credit card rates, ‭fees, and grace periods. Ohio Residents: The Ohio law against discrimination requires that all creditors make credit equally available to all creditworthy customers, and that ‭the credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law. ‭

BBVA Compass REWARDS for Select Credit CArd

BBVA Compass Build Your Own Rewards® with BBVA Compass Rewards for Select Credit Card repays you for the way you spend your money.

You will earn points faster where you spend the most by selecting categoriesthat multiply your points up to 3X.

Details you need to make a smart decision

All credit cards subject to approval, including credit approval. Please see terms and conditions.

1Points are earned on Qualifying Purchases made by the Select Credit Card and can be redeemed for account credit by accessing the rewards website through online banking, or by calling the toll-free number provided. A "Qualifying Purchase" is any Qualifying Purchases, Internet purchase, phone or mail order purchase, bill payment, contactless purchase (purchase made by holding your BBVA Compass Visa Card or other device up to a secure reader instead of swiping your card), or small-dollar purchase for which you are not required to sign, made with your BBVA Compass Visa Card, that is processed or submitted through the Visa U.S.A., Inc. payment system. Please see www.bbvacompass.com/credit-cards/rewards/bbvacompass-select/compass-points-select-terms.html for Terms and Conditions.  

2Select Credit Card Bonus Points Offer: 20,000 bonus points credit offer not available to existing BBVA Compass credit cardholders. Offer applies to Select Credit Card accounts opened between 9/1/18 to 12/31/18. $2,000 in net purchases must be made within 90 days of opening the Select Credit Card to earn the 20,000 bonus points. Account must be open and in good standing at the time account credit is awarded to receive the account credit. To qualify to earn points, a purchase must be made with your BBVA Compass Select Credit Card and processed or submitted through the Visa U.S.A. Inc. payment system. The following do not qualify as purchases: payments of existing card balances, balance transfers, cash advances, ATM transactions, convenience checks, fees charged by us (for example, finance charges, and related service charges, if any apply), purchases of prepaid cards or reloadable cards such as certain gift cards, purchases of quasi-cash items (for example, casino chips), purchases of cash equivalents or payment instruments that can readily be converted to cash (for example, travelers' cheques, money orders, wire transfers, and similar products or services), or purchases made using a Personal Identification Number (PIN) or initiated through identification technology that substitutes for a PIN.

3BBVA Compass Select Credit Card customers can earn 1,000 additional bonus points every month that they make $5,000 or more in net purchases. Account must be in good standing at the time the bonus points are awarded to receive the bonus points.

4Premier Personal Banking membership status is evaluated on an annual basis. As long as Premier Personal Banking status is maintained, there is no $125 annual fee for the Select Credit Card.

5Bonus points for purchases in bonus categories are awarded based on the merchant’s reporting of its merchant category code (MCC).   BBVA Compass is not responsible for awarding points if a merchant reports its merchant category code in a category that falls outside of the bonus point category listing. Purchases made using third-party payment accounts, mobile or wireless card readers, virtual wallets, or ‭similar technology may not qualify for a 2x or 3x purchase category if that technology is not set up to process the purchase ‭in that category.   Final determination of which purchases qualify for bonus points is at the sole discretion of BBVA Compass.  Bonus point categories are subject to change. Categories automatically default to 3 points per $1 spent on purchases in the grocery category and 2 points per $1 spent in the gas and travel categories. Categories may be changed once every 90 days.

6ACCOUNT CREDIT OFFER FOR SELECT CREDIT CARDS: $20,000 in net Qualifying Purchases must be made within 365 days of account opening to be eligible for the $100 account credit. Account must be in good standing at the time the account credit is awarded to receive the account credit.

7Cardholders are responsible for the cost on any goods or services purchased by Visa Signature Concierge on the cardholders' behalf. 

8Visa Signature benefits include Luxury Hotel Collection membership, 24/7 Concierge, roadside assistance, travel and emergency assistance services, warranty manager service, auto rental collision damage waiver, lost luggage reimbursement, purchase security, trip cancellation/trip interruption, price protection, and Zero Liability. Visa Zero Liability covers United States - issued cards only and does apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify BBVA Compass promptly of any unauthorized use. See Agreement for further details.

9Alerts: Alerts for card transactions and reward redemption are subject to service availability to your mobile device and cannot be guaranteed by BBVA Compass.  Alerts are subject to merchant billing practices and may not be received until your card is charged for the purchase price.