BBVA Compass 
ClearPoints Credit Card

BBVA Compass  ClearPoints Credit Card


Clear and Simple

The BBVA Compass ClearPoints credit card* gives you access to one of the most flexible and easy-to-use rewards programs available.

Your BBVA Compass ClearPoints Credit Card benefits include:

  • Introductory Purchase APRs
  • Introductory Balance Transfer APRs
  • No annual fee
  • CompassPoints® rewards program




Get the value you want and the rewards you deserve

The BBVA Compass ClearPoints® card offers a competitive rate, easy-to-use rewards and more perks.

  • No Annual Fee – You pay no annual fee with the BBVA Compass ClearPoints credit card.
  • CompassPoints Rewards Program – With Build Your Own Rewards, choose how you earn up to 3x points in categories you select. CompassPoints are redeemable for account credit.
  • Free Enrollment – As a ClearPoints cardholder, you are automatically enrolled to earn CompassPoints at no additional charge.
  • Multiple Payment Options – You can pay by mail, automatic debit, Online Banking, or in a branch.
  • E-mail Alerts – Sign up for convenient alerts through email for payment notices, balances, and more.
  • Download BBVA Wallet1 – Redeem your rewards in real-time at any merchant.

Visa Zero Liability

This policy guarantees that, when you're a Visa cardholder, you will not be held responsible for fraudulent charges.

Download BBVA Wallet

Manage your credit cards from the convenience of your mobile device and redeem your rewards in real-time at any merchant!

Download Now

Low introductory rate and $100

Take advantage of this great offer now through February 28, 2018.

Learn More

APR, Terms, AND Fees

Take advantage of our introductory rates on purchases and balance transfers  

These terms are accurate as of December 15, 2017, but may have changed after that date. You can always find out the current terms by contacting us at: BBVA Compass, P.O. Box 2210, Decatur, AL 35699, or 1-800-239-5175.

How We Will Calculate Your Balance: We use a method called "daily balance." See the credit card agreement for more details.

The Introductory APR for Purchases will apply through the end of the thirteenth billing cycle after the account is opened for all Purchases posted to the account within the same period. The Introductory APR for Balance Transfers will apply through the end of the thirteenth billing cycle after the account is opened for all Balance Transfers requested within 60 days of account opening.

If you take advantage of any promotional Balance Transfer, Convenience Check or Cash Advance offers from BBVA Compass, you may lose your grace period on new Purchases because you must pay your entire balance each month, including any balance(s) created by promotional offers, by the payment due date to avoid interest on Purchase transactions.

Other Fees: To the extent permitted by applicable law, the following fees apply: Returned Check Fee – Up to $25; Stop Payment Fee - $29; Expedited Delivery Fee - amount determined at time of request; Document Fees - $5 to $37 depending upon the item; Transfer Fee (for direct deposit of Cash Advance to your checking account) - $25; Expedited Payment Fee - $10; Skip Payment Fee (if offered by us, accepted by you and your Minimum Payment Due would have been $200 or more) - $35; Rate Reduction Fee (if offered by us and accepted by you) - $75.

May not be available to residents of all states. California Residents: Married applicants may apply for separate accounts. Delaware Residents: Service charges not in excess of those permitted by law will be charged on the outstanding balance from month to month. New York Residents: Your ‭credit report may be obtained. Upon your request, BBVA Compass will inform you whether a report was obtained and, if so, the name and address of the consumer reporting ‭agency. Subsequent credit reports may be requested in connection with an update, renewal, or extension of the credit for which you are applying. New York residents may ‭contact the New York State Department of Financial Services at 1-800-342-3736 or visit its website,, for free information on comparative credit card rates, ‭fees, and grace periods. Ohio Residents: The Ohio law against discrimination requires that all creditors make credit equally available to all creditworthy customers, and that ‭the credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law. ‭Maryland Residents: Finance charges will be imposed in amounts or at rates not in excess of those permitted by law.

Details you need to make a smart decision

*All credit cards subject to approval, including credit approval. Please see  terms and conditions.

*Visa’s Zero Liability Policy does not apply to Visa corporate or Visa purchasing card or account ‭transactions, or any transactions that are not processed by Visa. Cardholder must notify BBVA Compass promptly of any unauthorized use as described in the cardholder agreement. Consult: or BBVA Compass for additional details.

1Alerts: Alerts for card transactions and reward redemption are subject to service availability to your mobile device and cannot be guaranteed by BBVA Compass. Alerts are subject to merchant billing practices and may not be received until your card is charged for the purchase price.