When you become a BBVA Compass Rewards Card, BBVA Compass ClearPoints Credit Card, or BBVA Compass SelectSM Credit Card cardholder, you will automatically start earning rewards with your first purchase.1 There are no fees for participation. See below for information on our rewards programs, so you can select the credit card that’s right for you!
This program offers the BBVA Compass Build Your Own Rewards® feature for our BBVA Compass ClearPoints Credit Cardholders, giving them the opportunity to:
Earn even more with our enhanced BBVA Compass Build Your Own Rewards® feature for Select cardholders:
Earn hassle-free rewards across ALL purchase categories—every time, everywhere.
1To qualify to earn points, a purchase must be made with your BBVA Compass Visa Card and processed or submitted through the Visa U.S.A. Inc. payment system. The following do not qualify as purchases: payments of existing card balances, balance transfers, cash advances, ATM transactions, convenience checks, fees charged by us (for example, finance charges, and related service charges, if any apply), purchases of prepaid cards or reloadable cards such as certain gift cards, purchases of quasi-cash items (for example, casino chips), purchases of cash equivalents or payment instruments that can readily be converted to cash (for example, travelers' cheques, money orders, wire transfers, and similar products or services), or purchases made using a Personal Identification Number (PIN) or initiated through identification technology that substitutes for a PIN.
2CompassPoints for the ClearPoints Credit Card requires customers to select categories each quarter, or all transactions default to 1 point per $1 of net purchases. Cardholders with CompassPoints for the Select Credit Card are placed into default categories at account opening, and can make changes to their categories once every 90 days. To qualify to earn points, a purchase must be made with your BBVA Compass Visa Card and processed or submitted through the Visa U.S.A. Inc. payment system. Purchases made using third-party payment accounts, mobile or wireless card readers, virtual wallets, or similar technology may not qualify for a 2x or 3x purchase category if that technology is not set up to process the purchase in that category.
3BBVA Compass Rewards Program: BBVA Compass Rewards Cards automatically earn 1.5 Base Points per $1.00 of net purchases. In addition to Base Points, BBVA Compass Rewards Cardholders can earn Relationship Rewards Points at a rate of one half (0.5) point for each $1.00 of net purchases (for a total of 2 points per $1.00). To be eligible for Relationship Rewards Points, you must receive direct deposits (from third parties) totaling $1,000.00 or more in a calendar month to your BBVA Compass consumer checking, savings or money market account. Eligibility for Relationship Rewards Points is assessed monthly, and Relationship Rewards Points will be applied to purchases made the following month with your BBVA Compass Rewards Card.
4Redemptions through a BBVA Wallet transaction alert can only be conducted within 24 hours of receiving a transaction alert. Alerts for card transactions and reward redemption are subject to service availability to your mobile device and cannot be guaranteed by BBVA Compass. Alerts are subject to merchant billing practices and may not be received until your card is charged for the purchase price. 100 points is the minimum amount that can be redeemed in Wallet.