Credit Card Rewards, Points, Perks, & Bonuses

Swipe your card. Earn your points. Enjoy your rewards.

Everyone uses credit cards differently. At BBVA Compass, we give you choices and options so you can find the best card for you. Whether you're rebuilding your credit or want to rack up rewards points, we've got the card for you.


Earn 1 point on every $1 in Qualifying Purchases on your card, plus earn even more:

  • 2x points on Qualifying Purchases in categories you select
  • 3x points on Qualifying Purchases in categories you select
  • Points that allow you to redeem for account credit with BBVA Wallet!
  • To select your favorite categories, start multiplying your points and redeem your points visit BBVA Compass Points Rewards today!

Details you need to make a smart decision

All cards subject to approval, which may include credit approval.

CompassPoints only accumulate on Qualifying Purchases. A "Qualifying Purchase" is any purchase, Internet purchase, phone or mail order purchase, bill payment, contactless purchase (purchase made by holding you BBVA compass Visa Card or another device up to a secure reader instead of swiping your card), or small-dollar purchase for which you are not required to sign, made with your BBVA Compass Visa Card, that is processed or submitted through the Visa U.S.A. Inc. payment system. EXCLUSIONS APPLY. Merchants are assigned category codes based on what they primarily sell. A purchase will not earn 2x or 3x points if the merchant’s code is not in an eligible category. BBVA Compass reserves the right to, in its sole discretion, determine whether a particular transaction is a Qualifying Purchase and which purchase category applies. Unless a special promotion states otherwise, any cash advances, balance transfers, or convenience check transactions, fees charged by us (for example, annual fees, finance charges, and related service charges, if any apply), payments made for prepaid and reloadable cards such as certain gift cards, and similar cards, payments made for payment instruments that can readily be converted to cash (for example, travelers cheques, money orders, wire transfers, and similar products or services), are NOT Qualifying Purchases. It may take up to 45 days for bonus points to be awarded. Account must be in good standing to earn and redeem points.

Alerts: Alerts for card transactions and reward redemption are subject to service availability to your mobile device and cannot be guaranteed by BBVA Compass. Alerts are subject to merchant billing practices and may not be received until your card is charged for the purchase price.