BBVA Compass ClearChoice Free Checking

Overview

You could save $144 a year with Free Checking*

Enjoy no monthly Service Charge, plus full-service features.

Why pay for an account you can get for free? With BBVA Compass ClearChoice Free Checking, you pay a $0 monthly Service Charge versus up to $144 per year for comparable accounts at other banks.* Plus, you get FREE full-service features. It’s everything you want from your checking account—free and easy. Apply for a free checking account online today!

Add a savings account when you apply online

Looking for the savings account to complement your Free Checking account? Simply select "Add a BBVA Compass ClearChoice Savings Account" when you apply for a free checking account online.

Comparison CHART

Compare the monthly Service Charge fees*

Looking for a bank with free checking? With BBVA Compass ClearChoice Free Checking, you pay a $0 monthly Service Charge, plus you never have to worry about fulfilling any monthly requirements to waive fees. That’s the savings and peace of mind you get with BBVA Compass.

Bank Monthly Service Charge/Service Fee Yearly Cost

BBVA Compass Free Checking

$0

$0

Wells Fargo Everyday Checking+

$10

$120

Regions LifeGreen® Checking+

$10

$120

Chase Total Checking®+

$12

$144

Bank of America Core Checking®+

$12

$144

+Monthly Service Charge/Service Fee information is based on information published by Chase, Wells Fargo, Regions, and Bank of America as of 12/12/17. *Monthly Service Charges/Fees apply if the account holder does not meet the requirements to waive the Monthly Service Charge/Service Fee. The requirements to waive the fees may include direct deposit or minimum daily balance as further described on the bank website.

Benefits

A free checking account with full-service features

Your Free Checking account comes loaded with free features, plus it gives you the flexibility to customize your account by adding optional Custom Features1 to meet your specific banking needs.

Free Checking Features

Custom Features:1

Do you regularly use checks or need a Safe Deposit Box? For a few dollars a month, you can add any of the following optional Custom Features1 and ultimately save yourself money.

  • $5.00
  • $2.00
  • $2.00
  • $3.00

  •  
  • Estimated Monthly Fees $0.00
 
 
Printable Summary

View a summary of account services and fees with the BBVA Compass ClearChoice Free Checking account:

View Pricing, Requirements, and Terms

Services

Additional services available with this account

Remote Banking

With a BBVA Compass checking account, you get access to a team of remote bankers you can text, email, or call. With Remote Banking, almost anything you can do in the branch, you can now do on the go.

Learn More

Overdraft Protection

Anyone can lose track of their spending and accidentally overdraw their checking account. But don't worry, we have financial tools to help you manage your account and overdraft programs designed to help protect you in the event of an overdraft.

Learn More

ClearBenefitsSM Program

Enroll in BBVA Compass ClearBenefitsSM and get benefits like roadside assistance, identity theft insurance, and cell phone protection. Plus, enjoy shopping discounts and price protection to help you keep more money in the bank. 

Learn More
Free Checking Debit Card

Add a debit card for your family member

Applying for a Free Checking account and want to add a debit card for someone else in your family? Click Apply Now, and select "I would like to add a Joint Account Holder." Fill out basic information, and you'll receive two debit cards in the mail upon approval.

If you've already applied and now want to add a joint account holder, visit a branch or call 1-800-COMPASS

With BBVA Compass ClearChoice Free Checking, you'll enjoy:

Details you need to make a smart decision

All checking accounts and Debit Cards are subject to approval, which may include credit approval. $25 minimum opening deposit required. Please refer to the Terms & Conditions for additional details. Additional terms and miscellaneous fees may apply. Products, features, and benefits offered with accounts are subject to change at any time.

1 Custom Features: Custom Features are available to BBVA Compass ClearChoice Free Checking accountholders. Such accountholders can select Custom Features based on their personal financial needs, for a fee per Custom Feature per statement cycle. Please refer to the account Terms & Conditions for additional information. ATM Transactions, Check Supply and Cashier's Checks: Selection and de-selection of these Custom Features are effective immediately. Features cannot be de-selected for minimum of six (6) months from date of selection. The applicable Custom Feature fee will be assessed beginning with the first statement cycle that the feature is selected and ending when the feature is de-selected. Safe Deposit Box: Subject to availability. The Safe Deposit Box Fee associated with the Safe Deposit Box must be auto debited from the BBVA Compass ClearChoice Free checking account.

2 Personalized Debit Card: One per accountholder at no additional charge. $10 per each additional card.

3 Alerts: Alerts for card transactions and reward redemption are subject to service availability to your mobile device and cannot be guaranteed by BBVA Compass. Alerts are subject to merchant billing practices and may not be received until your card is charged for the purchase price.

4Text Message Alerts: Message and data rates may apply. Please check with your wireless carrier about such fees.

BBVA Compass is a trade name of Compass Bank, a member of the BBVA Group. Compass Bank, Member FDIC.