Visa® Professional Rewards Credit Card

Visa® Professional Rewards Credit Card

 overview

Extra benefits, exclusively for professionals  

Earn extra points for qualifying business purchases, plus pay no annual fee with Visa® Professional Rewards—designed for professionals in healthcare, finance, engineering, architecture, insurance, and management consulting.   

Card only available in Alabama, Florida, Texas, Arizona, Colorado, California, and New Mexico. 

 Benefits

No annual fee

You pay no annual fee with BBVA Compass Visa® Professional Rewards—just one of the perks you'll enjoy with this credit card.

 

 

Extra points for business purchases

Earn more points with Bonus CompassPoints® for Professionals. With this exclusive program, you’ll get 2 CompassPoints® for every $1 you spend on qualifying gas, office supply, telephone, and insurance purchases.

Online account services

Manage your account at your convenience, with online services that allow you to track employee expenses, pay bills online, view and download up to 24 months of past account statements, and integrate expenses data and reports with accounting software packages.

Learn more about CentreSuite

Free employee cards

Add employee cards to your account at no additional cost. You can set individual spending limits for each employee, and their purchases will be itemized on your statement for easy recordkeeping.

Separate business expenses

Keep your business expenses separate from personal expenses to make it easier to track spending and prepare your taxes.

Online Account Management

Easily keep track of your business credit card spending and payments. Register or sign in to your account to get started.   

Register or Sign In

 rewards

Earn points for your purchases

CompassPoints® Rewards Program

  • Earn 1 point for every $1 in purchases.1
  • As a cardholder, you are automatically enrolled to earn rewards for no additional fee.

Learn More

BBVA Compass Build Your Own Rewards® with CompassPoints®

  • Earn rewards for the purchases you already make with BBVA Compass Build Your Own Rewards® with CompassPoints®. Select categories each quarter to double and triple your points, earning more where you already spent the most.2

Learn More

Bonus CompassPoints® for Professionals

  • Earn one additional point per $1 spent on purchases1 in gas, insurance, telephone, and office supply merchant categories.2 

Visa® SavingsEdge§

  • Enroll your Visa® Business Rewards Credit Card with Visa SavingsEdge and shop at participating merchants to save up to 15%.

Learn More

 Other Perks

Visa® Business benefits

Visa Liability Waiver Program

Visa Liability Waiver protects you against eligible losses that might be incurred through card misuse by a terminated eligible cardholder up to $100,000.

Auto Rental Collision Damage Waiver Program

If you rent a car with your business credit card, you’ll be covered with collision, damage, and loss insurance.  

Purchase Security and Extended Protection

Automatically protects the majority of purchases you make with your business credit card within 90 days of purchase in the event of loss, theft, damage, or fire.

Travel and Emergency Assistance

When you’re traveling for business, you can count on a wide range of Visa® emergency services, including ticket replacement, legal or medical referrals, and more—24 hours a day, 365 days a year.

Travel Accident Insurance

Get coverage up to $500,000 for travel accidents when transport (Common Carrier) is purchased with your business credit card.

 APR, Terms, and Fees

Interest rates and charges

These terms and conditions are accurate as of March 23, 2018, but may have changed after that date. You can always find out the most recent terms by contacting us at: BBVA Compass, P.O. Box 2210, Decatur, AL 35669, or call 1-800-316-0207. 

How We Will Calculate Your Balance: We use a method called “average daily balance (including new Purchases).”

With Visa® Professional Rewards Credit Card, you’ll enjoy:

Details you need to make a smart decision

All credit cards subject to approval, including credit approval.

Links to third party sites are provided for your convenience. These sites are not within our control and may not have the same privacy, security or accessibility standards. Third parties are responsible for the content and availability of their sites.

1To qualify to earn points, a purchase must be made with your BBVA Compass Visa Card and processed or submitted through the Visa U.S.A. Inc. payment system. The following do not qualify as purchases: payments of existing card balances, balance transfers, cash advances, ATM transactions, convenience checks, fees charged by us (for example, finance charges, and related service charges, if any apply), purchases of prepaid cards or reloadable cards such as certain gift cards, purchases of quasi-cash items (for example, casino chips), purchases of cash equivalents or payment instruments that can readily be converted to cash (for example, travelers' cheques, money orders, wire transfers, and similar products or services), or purchases made using a Personal Identification Number (PIN) or initiated through identification technology that substitutes for a PIN.  It may take up to 45 days for bonus points to be awarded. Account must be in good standing to earn and redeem points.

2Bonus categories must be selected each quarter or all transactions default to 1 point per $1 spent. Bonus points are awarded based on the merchant’s reporting of its merchant category code (MCC).   BBVA Compass is not responsible for awarding points if a merchant reports its merchant category code in a category that falls outside of the bonus point category listing.  Purchases made using third-party payment accounts, mobile or wireless card readers, virtual wallets, or similar technology may not qualify for a reward category if that technology is not set up to process the purchase in that category. Final determination of which purchases qualify for bonus points is at the sole discretion of BBVA Compass.  Categories are subject to change from quarter to quarter.

§Visa SavingsEdge is an automated discount program offered by Visa U.S.A. Inc