BBVA Compass Spend Net™

When your working capital works harder, you can focus on bigger opportunities.

BBVA Compass Spend Net™ Simply Makes Sense

The ways to pay are changing. Does your business have the right commercial payment solution?

BBVA Compass Spend Net Commercial Payment Solutions help reduce operating costs, control risk, and maximize program potential. All of these benefits plus improved cash flow transform your Accounts Payable from business as usual to a strategic asset.

Commercial Card Programs

Migrate spending to distributed cards to see more efficient processing and quicker reconciliation.


Flexible controls and tools streamline your purchasing process, payments, reporting, and reconciliation.

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Travel & Entertainment

Better visibility impacts your bottom line when you can monitor spending activity on domestic and global travel.

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Corporate World Elite™

Designed for frequent business travelers and executives, World Elite provides enhanced benefits, travel services, and support.

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Universal acceptance enables detailed tracking of fuel and maintenance expenses as well as flexible point-of-sale prompts.

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Integrated Payables

The combination of virtual cards, dynamic decisioning, and process automation extends the power of electronic payments to all of your purchase-to-pay flows.

Virtual Cards

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Spend Net Invoicing

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Spend Net Payables℠

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Human Expertise

We help optimize your program potential through payment file analysis, process refinement, and continual supplier enablement.

Strategic Account Management

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Supplier Enablement

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24/7/365 Support and Service

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Contact Form

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Details you need to make a smart decision

All accounts and credit are subject to approval including credit approval.