Products & Services
BBVA Compass provides MasterCard® and Visa® branded corporate card solutions that can help you achieve your strategic payments and working capital goals. By leveraging technology, our solutions provide you with payment reporting, expense management and control options that efficiently integrate with your accounting systems. Our commitment goes beyond implementation and includes ongoing consultation training and long-term support to help you maximize your card program.
Spend Net NavigatorSM is a powerful, web-based, real-time solution that provides you with a cost-effective way to manage your commercial card program. Spend Net Navigator provides organizations with a detailed suite of reporting, analysis, and compliance tools that will empower you to manage expenses, reduce costs, and generate savings.
Offering a full range of payment program capabilities, Spend Net Navigator includes everything from commercial card program management to transaction management, data acquisition to accounting system export, and expense reporting to operational/accounting reporting.
Transaction coding allows you to automatically assign G/L codes to your transactions without manually entering every expense. General ledger (G/L) codes can be linked to a merchant category code, a reporting unit, a specific merchant, or a card. Card transactions can be easily integrated into accounting or ERP systems, bypassing the need for manual entry. Files can also be generated for your finance, audit, or managerial staff.
Multiple standard reports help you manage the card program and policy compliance. You will have access to review purchasing and spending with these and other valuable reports:
Spend Net Navigator provides your program administrator and cardholders with detailed, online transaction data and e-mail expense report approval notification. Real-time functions such as new card requests, address changes, and spending limit adjustments are at your fingertips.
Spend Net PayablesSM is a web-based accounts payable tool that provides you with an efficient way to pay suppliers while also reducing your company’s exposure to risk. Spend Net Payables uses single-use, virtual card account numbers, which are assigned on a per transaction or per payment basis. This aids in reconciliation and also ensures actual credit card numbers are not exposed. By using a web-based interface, it eliminates the need for additional software installation and makes for an easy implementation.