Integrated Payables


Consolidate all your payments into a single file

BBVA Compass' Integrated Payables solution enables your company to transition from printing and mailing checks and paper remittances to generating ACH payments and electronic remittances, without requiring changes to your existing accounts payable processes. Integrated Payables facilitates straight-through-processing of your accounts payable expenditures by allowing you to combine all your payments into a single file.



Integrated Payables helps break down traditional barriers to ACH electronic payment adoption by providing an effective mechanism to enroll your vendors and other payees, manage their bank account information, and deliver remittance information electronically. When notifying the payee of an electronic payment, BBVA Compass provides the payee with their choice of remittance advice in a PDF image or data that can be downloaded directly into their accounts receivable system.

Recognizing that not all payees can be converted overnight, Integrated Payables supports paper check printing and mailing.

We provide a consultative approach with a dedicated technical implementation manager and project team.  During the implementation process, we will assist in assessing your company's particular needs and make recommendations to improve productivity and better manage cash flows.

Cost Effective

Your Company: The Payer
  • Migrates check payments to ACH
  • Eliminates printing and postage costs
  • Does not sacrifice float
  • Reduces A/P task load errors
  • Reduces payment disputes
  • Reduces risk of check fraud
Your Vendor: The Payee
  • Could speed payment delivery
  • Improves reconciliation processes
  • Provides remittance data in A/R system format for direct import
  • Reduces A/R work load
  • Reduces data entry errors
  • Reduces collection issues
Shared Benefits
  • Quick payment issue resolution
  • Automates payment recon
  • Archives data for up to 7 years
  • No capital equipment to buy
  • Easily managed
  • Reduces costs of doing business


We process payments based on existing data, eliminating the need to redesign your current accounting system to handle electronic payments.

Integrated Payables provides a secure, online archive of payment transactions, allowing both you and your vendors to access payment history to resolve disputes quickly. This will accelerate information flow through robust reporting of data by direct file transmission, the Internet, secure email, or U.S. mail.

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Details you need to make a smart decision

All accounts and credit are subject to approval including credit approval