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Student Banking


Welcome to Free Checking 101

Stay free and clear of a monthly Service Charge on your checking account with BBVA Compass ClearChoice Free Checking.

As a student, you're busy, mobile and tech-savvy. You manage your banking primarily through the convenience of Online and Mobile Banking, and you want to save money where you can for more important extracurricular activities. That's why we created BBVA Compass ClearChoice Free Checking and BBVA Compass ClearSpend — both are cost-saving accounts that keep you in control of your finances. Here are some of the benefits and features of both:


BBVA Compass ClearChoice Free Checking

  • No monthly Service Charge
  • Free Online and Mobile Banking with Bill Pay and account alerts*
  • Free Online and Paper Statements1
  • One free BBVA Compass Visa® Debit Card you can personalize with your favorite photo2

And if you want additional features, like no BBVA Compass fee to use other banks' ATMs, you can add them individually. With Custom Features, you pay a low monthly fee for only the features that you may want.

BBVA Compass ClearSpend Prepaid Card

  • $0 monthly or annual fee**
  • $0 reload fees**
  • $0 purchase transaction fees
  • Low $4 one time Initial Load Fee
  • No Overdraft fees
  • No credit check
  • Use the built-in budget tracker to manage your finances and help eliminate overspending (requires download)
  • Plus, receive real-time transaction alerts* to stay in the know

Details you need to make a smart decision.

BBVA Compass ClearChoice Free Checking: All checking accounts subject to approval, which may include credit approval. $25 minimum opening deposit required. Please refer to the Terms & Conditions for additional details. Additional terms and miscellaneous fees may apply. Products, features, and benefits offered with accounts are subject to change at any time.

1Paper Statements: You will receive a paper account statement by mail at no charge. Visit for more information about turning off paper statements.

2Personalized Debit Card: One per accountholder at no additional charge. $10 per each additional card.

BBVA Compass ClearSpend: All BBVA Compass ClearSpend Card accounts subject to approval. $25 minimum opening deposit required. ClearSpend Accounts available to U.S. residents who are over 18 years old (or 19 in certain states) and for use virtually anywhere Visa Cards are accepted, subject to verification.

*Alerts may be delayed or may not always be available. Thus, your balance may not reflect all transactions.

** Please Note: You will be charged a one-time $4 initial load fee the first time you load your ClearSpend card. There is no charge for subsequent loads after your first load. While BBVA Compass does not charge a fee for reloads at a BBVA Compass branch, through a BBVA Compass debit card or through ACH/Direct deposit, Visa ReadyLink merchants may charge a fee for this service. Please refer to Schedule of Fees in your Terms and Conditions for full information.

A supported mobile device is needed to use the ClearSpend Mobile App. Certain other restrictions apply. Please refer to the  ClearSpend Mobile App Terms of Use for full information. Third party message and data rates may apply.