Get started

How to get started

We encourage you to first apply for our Free Checking account. If you do not qualify, you will be offered an opportunity to open an Easy Checking account at a BBVA Compass branch, online or by calling 1-800-COMPASS.

An opportunity to upgrade after 12 months

You can request to upgrade your Easy Checking account to another BBVA Compass consumer checking account if, after 12 months, your account meets the following requirements:

  1. Your BBVA Compass Easy Checking account is in active status
  2. Your BBVA Compass Easy Checking account has a positive balance

Request an upgrade at a BBVA Compass branch location or by calling 1-800-COMPASS. An account upgrade opportunity—now that’s second chance banking!

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Learn how to build or repair your credit history with this guide to credit scores.

Features & Fees

Account Features

Account Fees

  • Monthly Service Charge: $13.95.
  • Paper Statements: You will automatically receive a paper account statement by mail for a fee of $3 per month. However, you can opt for free electronic account statements and eliminate the $3 Paper Statement Fee when you turn off paper statements through Online Banking.
  • Personalized BBVA Compass Visa® Debit Card: $10 per card.
 
Printable Summary

View a printable summary of account services and fees with the BBVA Compass Easy Checking Account:

View Pricing, Requirements, and Terms

related service

ClearBenefits Program: Your safety net for the unexpected

Enroll in BBVA Compass ClearBenefits and you'll get benefits like identity theft restoration and insurance, cell phone protection, and other great protection services. The monthly fee for the ClearBenefits Program is $4.00.

With Easy Checking, you'll enjoy:

Details you need to make a smart decision

All checking accounts and Debit Cards are subject to approval, which may include credit approval. $25 minimum opening deposit required. Miscellaneous fees and service charges apply. Please refer to the Terms & Conditions for each product or service for additional details. Additional terms and miscellaneous fees may apply. Products, features, and benefits offered with accounts are subject to change at any time.

*Alerts: Alerts for card transactions and reward redemption are subject to service availability to your mobile device and cannot be guaranteed by BBVA Compass. Alerts are subject to merchant billing practices and may not be received until your card is charged for the purchase price.

Mobile Deposit® is subject to eligibility and further review. Deposits are subject to verification and not available for immediate withdrawal. Deposit limits and other restrictions apply. See Terms of Use for details, including information on funds availability. Mobile Deposit® is a registered trademark of Mitek Systems, Inc.

To use Simple Cash Back℠, customer must have a consumer BBVA Compass debit card or credit card and be registered for Online or Mobile Banking. Eligible customers are enrolled in Simple Cash Back automatically, and offers will appear within Online and Mobile Banking. Offers are presented based on a history of transactions using the card.