Rates and Fees

Rates 

The following chart shows the annual percentage yield and interest rate effective as of 4/30/2018. Interest rates and the annual percentage yield are variable and at our discretion, we may change the interest rate for your account at any time. Rates may change prior to funding and any interest being earned. To obtain current rate information, call 1-800-COMPASS or visit www.bbvacompass.com.

Daily Collected Balance Interest Rates Annual Percentage Yield

$0 to $24,999.99

0.15%

0.15%

$25,000+

0.01%

0.15% to 0.01%

For BBVA Compass ClearChoice Interest Checking accounts, we pay the stated interest rate only on that portion of the Daily Collected Balance within the applicable tier. Unless the entire Daily Collected Balance is within the first tier, the same rate will not be applied to the full balance.

Benefits

Interest Checking Features

  • Tiered interest rates on your checking account balance
    • Earn individual rates on the portion of your balance in each balance tier
  • No ATM fees charged by BBVA Compass at BBVA Compass ATMs, AllPoint ATMs or other banks' ATMs
  • Get two rebates per statement for ATM fees charged by other banks
  • Premium Checks at no charge and 50% off other styles; shipping and handling fees will apply
  • Avoid the monthly Service Charge on one BBVA Compass ClearChoice Money Market account1

Standard Features

Services

Additional services available with this account

Overdraft Protection

Anyone can lose track of their spending and accidentally overdraw their checking account. But don't worry, we have financial tools to help you manage your account and overdraft programs designed to help protect you in the event of an overdraft.

Learn More

ClearBenefits Program

Enroll in BBVA Compass ClearBenefits and you'll get benefits like identity theft restoration and insurance, cell phone protection, and other great protection services. The monthly fee for the ClearBenefits Program is $4.00.

Learn More

ACCOUNT FEEs

How to avoid the monthly Service Charge

Monthly Service Charge:$25

Avoid in statement cycles when at least one of the following requirements is met:

  • Maintain an Average Daily Collected Balance of at least $5,000 in your BBVA Compass ClearChoice Interest Checking account.
  • Maintain a combined Average Daily Collected Balance of at least $25,000 in your BBVA Compass ClearChoice Interest Checking and BBVA Compass ClearChoice Money Market Account.1
  • The primary account holder is enrolled in the BBVA Compass Premier Personal Banking Program and maintains Premier Personal Banking status. (Subject to eligibility. Balance requirements apply. Visit http://www.bbvacompass.com/specialty-programs/premier-personal-banking/ for details.)
  • The primary account holder is a BBVA Compass Global Wealth Client.
 
Printable Summary

View a printable summary of account terms and fees with the BBVA Compass ClearChoice Interest Checking account:

View Pricing, Requirements, and Terms

With BBVA Compass ClearChoice Interest Checking, you'll enjoy:

Details you need to make a smart decision

All checking accounts, savings accounts, and Debit Cards are subject to approval, which may include credit approval. $25 minimum opening deposit required. Please refer to the Terms & Conditions for each product or service for additional details. Additional terms and miscellaneous fees may apply. Products, features, and benefits offered with accounts are subject to change at any time.

1Deposit Balance: For purposes of determining whether the monthly Service Charge for BBVA Compass ClearChoice Interest Checking applies, only consumer deposit accounts for which you are listed as the primary depositor (the depositor whose social security number is identified on the account) will be used in determining the combined deposit balance.

2Personalized Debit Card: One per accountholder at no additional charge. $10 per each additional card.

3Alerts: Alerts for card transactions and reward redemption are subject to service availability to your mobile device and cannot be guaranteed by BBVA Compass. Alerts are subject to merchant billing practices and may not be received until your card is charged for the purchase price.

BBVA Compass is a trade name of Compass Bank, a member of the BBVA Group. Compass Bank, Member FDIC.

Allpoint® is a worldwide network of 55,000+ surcharge-free ATMs. If a surcharge screen appears during your Allpoint® ATM transaction, press "yes" and continue with your withdrawal. You will not be charged for the withdrawal as long as you are using the BBVA Compass Debit Card issued in connection with your BBVA Compass ClearChoice Interest Checking or ClearConnect Checking account. If you have a surcharge assessed at an Allpoint® ATM, please call us at 1-800-COMPASS.

Allpoint® is a registered trademark of Cardtronics, Inc.