BBVA Compass ClearChoice Interest Checking

Overview

You could earn 0.50% APY on your account balance

Enjoy next-level perks, plus the opportunity to earn interest.

Want a high-interest checking account with all the features you love? With BBVA Compass Interest Checking, you earn interest on your checking account balance. Plus, you’ll enjoy additional perks like complimentary Premium Checks and automatic rebates on ATM fees charged by other banks (two per statement cycle)—features you won’t get with our other accounts.

Add a savings account when you apply online

Looking for a savings account to complement your Interest Checking account? Simply select "Add a BBVA Compass ClearChoice Money Market Account" when you apply for an Interest Checking account online. Learn how opening these accounts together could help you avoid the monthly Service Charge. 

 

Promotional Rates and Fees

Promotional Rates 

The chart below shows the annual percentage yield and interest rate effective as of 10/01/2017, if the following requirement is met: 1) account holder does not have an existing BBVA Compass checking account and has not had one in the last 90 days. Interest rates and the annual percentage yield are variable and at our discretion, we may change the interest rate for your account at any time. To obtain current rate information, call 1-800-COMPASS.

Daily Collected Balance Interest Rates Annual Percentage Yield

$0 to $24,999.99

0.50%

0.50%

$25,000+

0.05%

0.50% to 0.06%

For BBVA Compass ClearChoice Interest Checking accounts, we pay the stated interest rate only on that portion of the Daily Collected Balance within the applicable tier. Unless the entire Daily Collected Balance is within the first tier, the same rate will not be applied to the full balance.

Standard Rates: To learn about our current standard BBVA Compass ClearChoice Interest Checking rates, please see the Terms and Conditions.

Benefits

Interest Checking Features

  • Tiered interest rates on your checking account balance
    • Earn individual rates on the portion of your balance in each balance tier
  • No BBVA Compass withdrawal charge when you use other banks' ATMs, plus two rebates per statement cycle for ATM fees charged by other banks
  • Premium Checks at no charge and 50% off other styles; shipping and handling fees will apply
  • Avoid the monthly Service Charge on one BBVA Compass ClearChoice Money Market account1

Standard Features

Services

Additional services available with this account

Remote Banking

With a BBVA Compass checking account, you get access to a team of remote bankers you can text, email, or call. With Remote Banking, almost anything you can do in the branch, you can now do on the go.

Learn More

Overdraft Protection

Anyone can lose track of their spending and accidentally overdraw their checking account. But don't worry, we have financial tools to help you manage your account and overdraft programs designed to help protect you in the event of an overdraft.

Learn More

ClearBenefitsSM Program

Enroll in BBVA Compass ClearBenefitsSM and get benefits like roadside assistance, identity theft insurance, and cell phone protection. Plus, enjoy shopping discounts and price protection to help you keep more money in the bank. 

Learn More

ACCOUNT FEEs

How to avoid the monthly Service Charge

Monthly Service Charge:$25

Avoid in statement cycles when at least one of the following requirements is met:

  • Maintain an Average Daily Collected Balance of at least $5,000 in your BBVA Compass ClearChoice Interest Checking account.
  • Maintain a combined Average Daily Collected Balance of at least $25,000 in your BBVA Compass ClearChoice Interest Checking and BBVA Compass ClearChoice Money Market Account.2
  • The primary account holder is enrolled in the BBVA Compass Premier Personal Banking Program and maintains Premier Personal Banking status. (Subject to eligibility. Balance requirements apply. Visit http://www.bbvacompass.com/specialty-programs/premier-personal-banking/ for details.)
  • The primary account holder is a BBVA Compass Global Wealth Client.
 
Printable Summary

View a printable summary of account terms and fees with the BBVA Compass ClearChoice Interest Checking account:

View Pricing, Requirements, and Terms

Interest Checking Debit Card

Add a debit card for your family member

Applying for an Interest Checking account and want to add a debit card for someone else in your family? Click Apply Now, and select "I would like to add a Joint Account Holder." Fill out basic information, and you'll receive two debit cards in the mail upon approval.

If you've already applied and now want to add a joint account holder, visit a branch or call 1-800-COMPASS

With BBVA Compass ClearChoice Interest Checking, you'll enjoy:

Details you need to make a smart decision

All checking accounts, savings accounts, and Debit Cards are subject to approval, which may include credit approval. $25 minimum opening deposit required. Please refer to the Terms & Conditions for each product or service for additional details. Additional terms and miscellaneous fees may apply. Products, features, and benefits offered with accounts are subject to change at any time.

1Upon request, the primary accountholder of a BBVA compass ClearChoice Interest Checking account will receive a waiver of the monthly Service Charge for one BBVA Compass ClearChoice Money Market account. Primary accountholder of the BBVA Compass ClearChoice Interest Checking account also must be an accountholder on the BBVA Compass ClearChoice Money Market account in order to receive the waiver.

2Deposit Balance: For purposes of determining whether the monthly Service Charge for BBVA Compass ClearChoice Interest Checking applies, only consumer deposit accounts for which you are listed as the primary depositor (the depositor whose social security number is identified on the account) will be used in determining the combined deposit balance.

3Personalized Debit Card: One per accountholder at no additional charge. $10 per each additional card.

4Alerts: Alerts for card transactions and reward redemption are subject to service availability to your mobile device and cannot be guaranteed by BBVA Compass. Alerts are subject to merchant billing practices and may not be received until your card is charged for the purchase price.

BBVA Compass is a trade name of Compass Bank, a member of the BBVA Group. Compass Bank, Member FDIC.

Allpoint® is a worldwide network of 55,000+ surcharge-free ATMs. If a surcharge screen appears during your Allpoint® ATM transaction, press "yes" and continue with your withdrawal. You will not be charged for the withdrawal as long as you are using the BBVA Compass Debit Card issued in connection with your BBVA Compass ClearChoice Interest Checking or ClearConnect Checking account. If you have a surcharge assessed at an Allpoint® ATM, please call us at 1-800-COMPASS.

Allpoint® is a registered trademark of Cardtronics, Inc.