Checking Accounts

Find the checking account that's right for you

Free Checking Image

Free Checking

Enjoy no monthly Service Charge plus full-service features, including an award-winning Mobile Banking app. Apply for a Free Checking account online in minutes.

Features Include:

  • No monthly Service Charge
  • Free Online Banking, Mobile Banking, and Bill Pay
  • No ATM fees for BBVA Compass ATMs
  • One free personalized BBVA Compass Visa® Debit Card per account holder
  • Free unlimited check writing
  • Open your account online today with a $25 minimum opening deposit. 

ClearConnect Checking Image

ClearConnect Checking

Access your account wherever, whenever with digital features built for life on the go. Enjoy online account benefits with no monthly Service Charge and no ATM fees at 55,000 ATMs worldwide.  

*Application only available online.

Features Include:

  • No monthly Service Charge
  • Complimentary Online Banking, Mobile Banking, and Bill Pay
  • No ATM fees for BBVA Compass and Allpoint® ATMs
  • One free personalized BBVA Compass Visa® Debit Card per account holder
  • Open your account online today with a $25 minimum opening balance.

Interest Checking Image

Interest Checking

Earn interest on your checking account balance. Plus, get next-level features and a robust suite of Online and Mobile Banking services. 

Features Include:

  • $25 or $0 monthly Service Charge
  • Complimentary Online Banking, Mobile Banking, and Bill Pay
  • No ATM fees for BBVA Compass and Allpoint® ATMs
  • One free personalized BBVA Compass Visa® Debit Card per account holder
  • Free unlimited check writing
  • Automatic rebates on ATM fees charged by other banks (two per statement cycle)
  • Open your account online today with a $25 minimum opening deposit. 

Easy Checking Image

Easy Checking

When you're starting over or just getting started, an Easy Checking account can help you rebuild your finances. If you apply for one of the checking accounts above but don’t qualify, you can visit a branch or call 1-800-COMPASS to apply for Easy Checking.

Features Include:

  • $13.95 monthly Service Charge
  • Complimentary Online Banking, Mobile Banking, and Bill Pay
  • No ATM fees for BBVA Compass ATMs
  • Free unlimited check writing
  • Upgrade to another BBVA Compass checking account after 12 months if account is in active status and has a positive balance
  • Open your account online today with a $25 minimum opening balance. 

No matter which checking account you choose, you'll enjoy:

FAQs

Frequently asked questions

How do I find an ATM when I need cash?

Easily find a branch or ATM near you with our location finder

If I don't live near a branch will I still get personal service?

By opening an account online, you will get complimentary service from our team of remote bankers via phone, email, text or video conference. Living near a branch is no longer necessary.

Can I use a mobile phone for banking?

Our powerful Mobile Banking App helps you take control of your finances no matter where you go. Pay bills, check balances, transfer money, sign up for alerts to keep an eye on your money—
all from the convenience of a simple-to-use, award-winning Mobile Banking App. 

How do I order checks?

Use our convenient online option. You may also send checks directly from Online and Mobile Banking using Bill Pay without buying paper checks.

How do I request and activate my Debit Card?

 You will receive a debit card for each account holder when you open a BBVA Compass checking account. If your card is lost, stolen, or damaged, a replacement card can be ordered in a branch or by calling 1-800-COMPASS.

To activate your debit card, we offer four simple options:

  • Call 1-866-676-1895 to activate your card through our automated system
  • Download BBVA Wallet and activate your card within the app
  • Use your card at any BBVA Compass ATM with your PIN
  • Make a purchase at any retail location using your PIN
Does BBVA Compass offer a free checking account?

Yes. BBVA Compass ClearChoice Free Checking keeps you in control of your money. 

How do I switch to BBVA Compass?

Switching to BBVA Compass is easy. Open a checking account online, then download the Consumer Switch Kit to get started.

How do I open a checking account?

Once you choose the checking account that fits your needs, there are several ways to apply:

Apply online

Apply Now

Apply by phone

Call 1-800-COMPASS (1-800-266-7277)

Apply in person

Find a BBVA Compass location

Details you need to make a smart decision

Checking accounts subject to approval, which may include credit approval. $25 minimum opening deposit required. Please refer to the Terms & Conditions for each product or service for additional details. Additional terms and miscellaneous fees may apply. Products, features, and benefits offered with accounts are subject to change at any time.

1Alerts may be delayed or may not always be available. Thus, your balance may not reflect all transactions.

Allpoint® is a worldwide network of 55,000+ surcharge-free ATMs. If a surcharge screen appears during your Allpoint® ATM transaction, press "yes" and continue with your withdrawal. You will not be charged for the withdrawal as long as you are using the BBVA Compass Debit Card issued in connection with your BBVA Compass ClearChoice Interest Checking or ClearConnect Checking account. If you have a surcharge assessed at an Allpoint® ATM, please call us at 1-800-COMPASS.

Allpoint® is a registered trademark of Cardtronics, Inc.