BBVA Compass Express Personal Loan

Introducing our new Express Personal Loan – now the fastest way to get a loan

With amounts from $2,000 to $100,000, we’ve made the loan application process faster and easier than ever. And we’re not stopping there – you can potentially receive credit notification and funding the same day. Only your signature is needed. It’s that easy.

Plus, as a Workplace Solutions Bonus:

Workplace Solutions clients receive a 0.25% interest rate discount on Express Personal Loans. Get the funds you need, right when you need them.

Your Workplace Solutions ID number is

Be sure to mention your Workplace Solutions ID number when you call or visit a BBVA Compass branch to ensure you receive all of the special offers you are eligible for.

Details you need to make a smart decision

Loans are subject to eligibility, underwriting, and approval, including credit approval. The offered APR will vary between 5.91% and 35.06% APR based upon creditworthiness, loan amounts, term length, and amount of Interest Surcharge. Payment example and quoted APRs do not include interest rate discounts, unless otherwise noted. Enrollment in auto-debit loan payments from a BBVA Compass checking account is required to receive a 1.00% interest rate discount and the BBVA Checking Account must be opened prior to the loan being finalized. Enrollment in the Workplace Solutions Program at the time the loan is finalized is required to receive the 0.25% interest rate discount. An unsecured term loan may not be originated for any applicant who has originated or been declined for an unsecured term loan with BBVA Compass within six months of the date of the new application or who currently has two or more active unsecured term loans with BBVA Compass. 

Additional Interest Surcharge payable at closing and withheld from proceeds: 

If loan is between $2,000 - $9,999, then a $60 interest surcharge applies. 
If loan is $10,000 or greater, then a $120 interest surcharge applies. 

The Surcharge amount will be deducted from your loan proceeds, so the loan proceeds distributed to you will be less than the full amount of your loan. 

Payment Example 

A 12 month loan of $2000 at an APR of 35.06% will result in 12 monthly payments of $193.98 and an interest surcharge of $60 payable at closing. 

**Debt Consolidation: The relative benefits you receive from debt consolidation will vary depending on your individual circumstances, including the interest rate and remaining term on your existing debts. Consolidating multiple debts may not reduce your interest costs or pay your debt off sooner. For example, if your Express Personal Loan has a longer term than the debts you are consolidating, you may not realize savings over the entire term of your new Express Personal Loan.