Commercial Real Estate Lending


A commercial loan designed to fit your budget

Every business owner looking to purchase, build, develop, or refinance property has a unique set of needs. At BBVA Compass, we offer a variety of fixed and variable commercial loans in terms ranging from five to 20 years. So no matter your project, we have a solution to fit your needs.


Big project, long terms

Get long-term financing for additional working capital or to purchase equipment, expand facilities, or acquire business real estate.


85% loan-to-value

Maximum loan-to-value is 85%, with a low 1% origination fee, for first mortgage liens on owner-occupied commercial real estate property only.

Loan financing options

Pick a term that fits your project, with fixed or variable terms available—ranging from five to 20 years, and loan amounts of $25,000 and up. Plus, no balloon payments.

Up to 1% off Commercial Real Estate Closing Costs

Purchase or refinance owner-occupied commercial real estate, with up to 1% off your closing costs. Apply by 12/31/18 and close by 2/28/19. Some restrictions apply.

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Small Business Solutions Contact Us

Thank you for your interest in our Small Business solutions. Please complete and submit the form below, and one of our Small Business representatives will contact you to further discuss your needs.


Important: Please do not enter your account number, social security number, or any other confidential information in this form.


Details you need to make a smart decision

Commercial Real Estate Loans: All loans subject to eligibility, collateral and underwriting requirements, and approval, including credit approval. Maximum loan to value is 85%. 85% LTV cannot be combined with closing cost offer. Customer pays 1% origination fee and any applicable costs or fees unless otherwise noted. Offer available for first mortgage liens on owner-occupied commercial real estate property only. A prepayment penalty will apply during the first 5 years of the loan. A prepayment penalty will not be assessed if the property is sold, refinanced with BBVA Compass, or is paid off after five years. All rates, fees, and offers subject to change without notice. 

Closing Cost Discount: Closing cost discount only valid on commercial real estate loan applications received by December 31, 2017, closed by February 28, 2018. Discount is limited to the lesser of (i) 1% of closing costs, or (ii) $10,000. Discount is available to qualified types of owner occupied commercial real estate and qualified borrowers. Discount not valid in conjunction with any other rate discount or offer. Customer is responsible for reimbursing BBVA Compass for any closing costs discount if the loan is paid off within the first 36 months of loan origination. This offer does not apply to loans used to refinance existing loans with BBVA Compass.

All loans subject to approval, including credit approval.