Visa® Business Rewards Credit Card

Visa® Business Rewards Credit Card

 overview

Low interest, big rewards, no annual fee  

With Visa® Business Rewards, your business can earn rewards on everyday purchases—plus, benefit from the flexibility and easy account management of a credit card with no annual fee.  

Card only available in Alabama, Florida, Texas, Arizona, Colorado, California, and New Mexico. 

 Benefits

No annual fee

You pay no annual fee with BBVA Compass Visa® Business Rewards—just one of the perks you'll enjoy with this credit card.

Separate business expenses

Keep your business expenses separate from personal expenses to make it easier to track spending and prepare your taxes.

Free employee cards

Add employee cards to your account at no additional cost. You can set individual spending limits for each employee, and their purchases will be itemized on your statement for easy recordkeeping.

Online account services

Manage your account at your convenience, with online services that allow you to track employee expenses, pay bills online, view and download up to 24 months of past account statements, and integrate expenses data and reports with accounting software packages.

 

 

 

Learn more about CentreSuite
Online Account Management

Easily keep track of your business credit card spending and payments. Register or sign in to your account to get started.   

Register or Sign In

 rewards

Earn points for your purchases

CompassPoints® Rewards Program

  • Earn 1 point for every $1 in purchases.1 
  • As a cardholder, you are automatically enrolled to earn rewards for no additional fee.

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BBVA Compass Build Your Own Rewards® with CompassPoints®

  • Earn rewards for the purchases you already make with BBVA Compass Build Your Own Rewards® with CompassPoints®. Select categories each quarter to double and triple your points, earning more where you already spent the most.2

Learn More

Visa® SavingsEdge§

  • Enroll your Visa® Business Rewards Credit Card with Visa SavingsEdge and shop at participating merchants to save up to 15%.

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 Other Perks

Visa® Business benefits

Visa Liability Waiver Program

Visa Liability Waiver protects you against eligible losses that might be incurred through card misuse by a terminated eligible cardholder up to $100,000.

Auto Rental Collision Damage Waiver Program

If you rent a car with your business credit card, you’ll be covered with collision, damage, and loss insurance.  

Purchase Security and Extended Protection

Automatically protects the majority of purchases you make with your business credit card within 90 days of purchase in the event of loss, theft, damage, or fire.

Travel and Emergency Assistance

When you’re traveling for business, you can count on a wide range of Visa® emergency services, including ticket replacement, legal or medical referrals, and more—24 hours a day, 365 days a year.

Travel Accident Insurance

Get coverage up to $500,000 for travel accidents when transport (Common Carrier) is purchased with your business credit card.

 APR, Terms, and Fees

Interest rates and charges

These terms and conditions are accurate as of March 23, 2018, but may have changed after that date. You can always find out the most recent terms by contacting us at: BBVA Compass, P.O. Box 2210, Decatur, AL 35669, or call 1-800-316-0207.

How We Will Calculate Your Balance: We use a method called “average daily balance (including new Purchases).”

With Visa® Business Rewards Credit Card, you’ll enjoy:

Details you need to make a smart decision

All credit cards subject to approval, including credit approval.

1CompassPoints only accumulate on purchases.  To qualify to earn points, a purchase must be made with your BBVA Compass Visa Card and processed or submitted through the Visa U.S.A. Inc. payment system. The following do not qualify as purchases: payments of existing card balances, balance transfers, cash advances, ATM transactions, convenience checks, fees charged by us (for example, finance charges, and related service charges, if any apply), purchases of prepaid cards or reloadable cards such as certain gift cards, purchases of quasi-cash items (for example, casino chips), purchases of cash equivalents or payment instruments that can readily be converted to cash (for example, travelers' cheques, money orders, wire transfers, and similar products or services), or purchases made using a Personal Identification Number (PIN) or initiated through identification technology that substitutes for a PIN. Account must be in good standing to earn and redeem points.

2Bonus point categories must be selected each quarter or all transactions default to 1 point per $1 spent. Bonus points are awarded based on the merchant’s reporting of its merchant category code (MCC).  BBVA Compass is not responsible for awarding points if a merchant reports its merchant category code in a category that falls outside of the bonus point category listing.  Using third-party payment accounts, mobile or wireless card readers, virtual wallets or similar technology may not qualify for a reward category if that technology is not set up to process the purchase in that category. Final determination of which purchases qualify for bonus points is at the sole discretion of BBVA Compass.  Bonus point categories are subject to change from quarter to quarter.

§ Visa SavingsEdge is an automated discount program offered by Visa U.S.A. Inc.

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