Small Business Credit Cards


Manage spending and cash flow with our credit card options

Whether you're looking to accumulate points with a feature-rich rewards card or just wanting a secure revolving line of credit, BBVA Compass offers a credit card that can accomplish your small business goals.    




Business Rewards

Visa® Business Rewards Credit Card

Access to available funds—whenever you need them—is important for any small business. With Visa® Business Rewards, you get the convenience and flexibility of a revolving line of credit, plus the rewards of CompassPoints®.

Benefits Include:

  • No annual fee
  • Earn 1 point for every $1 in purchases1, plus get 2x and 3x points in categories you select each quarter2 with BBVA Compass Build Your Own Rewards® with CompassPoints®
  • Earn 1 additional point for every $1 you spend on qualifying gas, office supply, telephone, and insurance purchases with Bonus CompassPoints®
  • Online account services
  • Employee cards at no additional cost

Business Classic

Secured Visa® Business Credit Card

The Secured Visa® Business Credit Card offers the savings, rewards, and added perks you deserve.

Benefits Include:

  • Low $40 annual fee waived the first year
  • Available credit is 90% of your savings account balance
  • Earn 1 point for every $1 in purchases1, plus get 2x and 3x on purchases in categories you select each quarter2 with BBVA Compass Build Your Own Rewards® with CompassPoints®
  • Online account services
  • Employee cards at no additional cost

Details you need to make a smart decision

All credit cards subject to approval, including credit approval.

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1To qualify to earn points, a purchase must be made with your BBVA Compass Visa Card and processed or submitted through the Visa U.S.A. Inc. payment system. The following do not qualify as purchases: payments of existing card balances, balance transfers, cash advances, ATM transactions, convenience checks, fees charged by us (for example, finance charges, and related service charges, if any apply), purchases of prepaid cards or reloadable cards such as certain gift cards, purchases of quasi-cash items (for example, casino chips), purchases of cash equivalents or payment instruments that can readily be converted to cash (for example, travelers' cheques, money orders, wire transfers, and similar products or services), or purchases made using a Personal Identification Number (PIN) or initiated through identification technology that substitutes for a PIN. It may take up to 45 days for bonus points to be awarded. Account must be in good standing to earn and redeem points.

2Bonus point categories must be selected each quarter or all transactions default to 1 point per $1 spent. Bonus points are awarded based on the merchant’s reporting of its merchant category code (MCC).   BBVA Compass is not responsible for awarding points if a merchant reports its merchant category code in a category that falls outside of the bonus point category listing. Purchases made using third-party payment accounts, mobile or wireless card readers, virtual wallets, or similar technology may not qualify for a merchant category if that technology is not set up to process the purchase in that category. Final determination of which purchases qualify for bonus points is at the sole discretion of BBVA Compass. Bonus point categories are subject to change from quarter to quarter.