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Compare Business Checking Accounts

Overview

Find the right checking account for your business

We can help your business every step of the way – from the day you open your doors, to managing the rewards of your hard work. And it all starts with a great checking account. Select the one that's right for your business and let's get started.

Ways to Apply

BBVA Compass ClearConnectsm for Business

BBVA Compass ClearChoicesm for Business

BBVA Compass ClearChoicesm Premium for Business

Account Description

Designed for small businesses on-the-go — and there’s no monthly Service Charge.

Choose up to 2 Premium Features4 at no additional charge to build the account your business needs.

Enjoy the flexibility of an account that earns you more.

How to Apply

Online 
Sole Proprietorships*: Apply Online Now

Other Businesses: 
Contact a Banker 

By Phone 
1-800-COMPASS

In Person 
Visit a Branch

Online 
Sole Proprietorships*: 
Apply Online Now

Other Businesses: 
Contact a Banker

By Phone 
1-800-COMPASS

In Person 
Visit a Branch

Online 
Sole Proprietorships*: 
Apply Online Now

Other Businesses: 
Contact a Banker

By Phone 
1-800-COMPASS

In Person 
Visit a Branch

Minimum Opening Deposit

$100

$100

$100

Transaction Items Included at No Additional Charge

  • 5 checks or in-branch withdrawals2 (combined) per month
  • 2 in-branch deposits3 per month
  • All other transactions are unlimited

Standard – 250 Transactions1 per month

Premium Feature: Additional 250 Transactionsprocessed free per month (total of 500)

500 per month

Cash Processing Allowance

$5,000 per month

Standard – $10,000 per month

Premium Feature – Additional $5,000 per month

$25,000 per month

Returned Deposited Item Fee

$12 per item

Standard – $12 per item

Premium Feature – $0 per item

Unlimited at no charge

 

Overdraft Fee 

(Item Drawn On Insufficient Funds)

$38 per item ($32 in California)

Standard – $38 per item 
($32 in California)

Premium Feature – One Overdraft Fee forgiveness per year

$38 per item 
($32 in California)

One Overdraft Fee Forgiveness Refund Per Year

 

Wire Transfer

Fees vary

Standard – Fees vary

Premium Feature – One free Wire Transfer per month

Fees vary

One free wire per month

Monthly Service Charge

$0

$15

$25

Minimum Average Daily Collected Balance to Avoid Monthly Service Charge

N/A

$5,000

$25,000

Other Way(s) to Avoid Service Charge

N/A

 

  • Enrolled in Business Preferred Program (subject to eligibility)
  • Non-Profit Organization enrolled in "Compass for Your Cause" program
  • Process at least $5,000 per month through Merchant Services
  • $5,000 average daily balance
  • Process at least $25,000 per month through Merchant Services at BBVA Compass
  • Maintain at least $50,000 in Relationship Balances**

**Relationship Balances include the Average Daily Collected Balance on all consumer and small business checking, savings and money market accounts at BBVA Compass and the outstanding principal balance on all loans (excluding mortgages, overdraft protection lines of credit, and commercial loans) and credit cards at BBVA Compass

Statement Fees

$0 – Online Statements

$3 – Paper Statements

$5 – Paper Statements with Check Images

$0 – Online Statements

$3 – Paper Statements

$5 – Paper Statements with Check Images

$0 – Online Statements

$0 – Paper Statements

$0 – Paper Statements with Check Images (available upon request)

Contact US

Small Business Solutions Contact Us

Thank you for your interest in our Small Business solutions. Please complete and submit the form below, and one of our Small Business representatives will contact you to further discuss your needs.


 
 
 
 
 
 
 
 
 
 
 

Important: Please do not enter your account number, social security number, or any other confidential information in this form.

 
 

Details you need to make a smart decision

All accounts and Debit Cards are subject to approval. Additional terms and restrictions may apply – see your BBVA Compass banker for details. $100 minimum opening deposit required. Miscellaneous fees and service charges apply. Please see Terms and Conditions for each product for complete details. Products, features and benefits offered are subject to change. Miscellaneous fees may apply. Please see terms and conditions for each account for complete details.

* A sole proprietor is an unincorporated business established by a single person (i.e. the proprietor) with no legal distinction between the business and the person.

Loans, lines of credit or credit cards and merchant services subject to credit approval.

1 BBVA Compass ClearChoice℠ for Business: For the purpose of the Excess Transaction Fee, the term “Transaction” means any credit or debit to your account, including, but not limited to: checks, Debit Card Transactions, ACH Transactions, direct deposits, payment and deposit orders, whether oral, written or electronic. A $0.50 Excess Transaction Fee will be charged for each Transaction over the applicable monthly limit.

2 BBVA Compass ClearConnect℠ for Business: A $1 Excess Withdrawal Fee will be charged for each check or in-branch withdrawal processed over the combined monthly limit of 5. The Excess Withdrawal Fee is not triggered by checks issued through the bill pay service in Online or Mobile Banking.

3 BBVA Compass ClearConnect℠ for Business: A $4 Excess Branch Deposits Fee will be charged for each in-branch deposit over the monthly limit of 2.

4 Premium Features: Two Premium Features are included with BBVA Compass ClearChoice℠ for Business checking account at no additional charge. Additional Premium Features may be selected for a fee of $10 per feature per month. Please see bbvacompass.com/business/checking/clearchoice-business.html and your account disclosure for a complete list of the Premium Features and additional details.

5 BBVA Compass ClearChoice℠ Premium for Business: One free wire per month will be applied to the highest-priced wire in a given month. This feature does not apply to wires that take place through Compass e-Access or Online Banking.

6 BBVA Compass ClearChoice℠ Premium for Business: One Overdraft Fee Forgiveness refund per year applies to one NSF Charge-Paid Item or NSF Charge-Returned Item. The Overdraft Fee Forgiveness Refund feature must be redeemed each year prior to the Account Anniversary or it will be forfeited; this feature does not accrue or carry forward to subsequent years. This feature may not be used for forgiveness of Extended Overdraft Service Charges.