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Personal Installment Loan

Get the money you need to fund your goals.

0% Introductory APR for 6 months on Personal Installment Loans. (only 9.99 APR after that)1

Sometimes our finances make it difficult to mark items off our to-do list. At BBVA Compass, you can expect solutions that make life easier. Featuring a 0% introductory APR for six months, and a great low rate of 9.99% APR after that, our Personal Installment Loans1 do just that. Plus there are no application fees, no annual fees, no pre-payment penalty and no collateral requirements.

Introducing our new Personal Installment Loan:

  • Extra cash for home improvements, debt consolidation and more
  • Fixed interest rate with set monthly payments
  • No application fees or collateral requirements
  • 0% Intro APR for 6 Months, Only 9.99% APR Thereafter*

0% Intro APR for 6 Months, Only 9.99% APR Thereafter*

As our relationship grows, so do your rewards. If you open a new BBVA Compass consumer checking account with direct deposit and set up auto-debit loan payments from your BBVA Compass checking account, you’ll get our lowest rate of 0% intro APR for 6 months (only 9.99% APR after that).

Don’t have a BBVA Compass consumer checking account? Choose an account now.

Personal Installment Loan discount details:

First 6 Months Remaining Term
Standard Rate 9.00% 18.99%
Direct Deposit Discount –8.00% –8.00%
Auto Debit Discount –1.00% –1.00%
Loan Rate after Discounts 0.00% 9.99%


1BBVA Compass consumer checking account with minimum $1,000 direct deposit each month and set up of auto-debit loan payments required to receive these rates. Other credit products with different features and requirements are available. All loans subject to eligibility, underwriting requirements and approval, including credit approval. Payment Example: A $20,000 60-month Personal Installment Loan with a blended APR of 8.14% would have 6 payments of $333.34, 53 payments of $418.72, and 1 payment of $299.39. Limited time offer subject to change without notice. Your actual terms may vary.

Contact a Loan Specialist

Get Started

By phone 1-800-COMPASS

Eligible for Residents of:

  • Alabama
  • Arizona
  • California
  • Colorado
  • Florida
  • New Mexico
  • Texas