Skip to content. Skip to main navigation.


SBA Loan benefits

There are several reasons to consider an SBA loan for your business. Benefits include:

  • Longer terms than most conventional loans
  • Lower equity requirements
  • Lower debt service coverage requirements
  • Less restrictive collateral requirements

How can an SBA loan help your business? The SBA will partially guarantee loans for a variety of purposes, including:

  • Purchase of owner-occupied commercial real estate
  • Construction and expansion of business premises
  • Purchase of machinery and equipment, furniture, fixtures, and leasehold improvements
  • Business acquisition
  • Debt refinancing
  • Working capital
  • Start-up businesses

All loans subject to SBA, collateral and underwriting requirements, and approval, including credit approval.

Get Started

Call 1-888-273-LEND (5363)

Lender of the Year

U.S. Small Business Administration
2009 & 2010