Build-to-Order for Your Business
Choose from eight premium features to build a checking account that meets your business' banking needs. And you can change features as your business needs change, too.
Here's how it works:
Business Build-to-Order Checking starts with a solid base of core features, with no minimum balance requirement.
- 500 transaction items processed per month included
- Up to $999 free in cash processing per deposit
- Three free personalized Visa® Business Check Cards
- Free Online Banking with mobile banking, alerts and unlimited bill pay
Then, you choose the premium features that best suit your banking needs. Premium features include:
- Additional 250 transaction items processed per month (total of 750)
- Additional $25,000 per month in cash processing
- Unlimited free returned deposit items per month
- One overdraft fee forgiveness refund per year
- One free wire per month
Two Premium Features are included with the account, and additional features can be added for $10 per feature, per month.
You can also change your features whenever you want, free of charge, either by phone (1-800-COMPASS) or by stopping by your local BBVA Compass banking center.
There is a monthly service charge of $11.95 per month for Business Build-to-Order Checking. This charge will not apply for the month during which at least one of the following requirements are met:
- A minimum of three (3) bills paid through our Online Banking Bill Payment service, OR
- The account has an average daily collected balance of at least $3,000, OR
- The business is enrolled (subject to eligibility) in the Compass BusinessClass Preferred® Plus program
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You can also change your features whenever you want, free of charge, either by phone (1-800-COMPASS) or by stopping by your local BBVA Compass banking center.
See important terms and conditions for Business Build-to-Order Free Checking.
$100 minimum opening deposit required. Miscellaneous fees and service charges do apply. Account and check card subject to approval. Products, features and benefits offered with accounts are subject to change.
*ATM Rebate Option good on Business Build-to-Order Free Checking and other selected products ONLY. Please call 1-800-COMPASS to find out if your account includes the option for ATM rebates. Fees for point-of-sale transactions, even if made at an ATM, are not rebated. In order to receive a rebate of ATM fees, ATM receipts or account statements showing ISF fees must be mailed within 90 calendar days of the ATM transaction to BBVA Compass. Rebate will be directly deposited into the checking account within 10 business days of receipt. The fees must be itemized on the ATM transaction record.
**"Qualifying Purchase" is any signature-based purchase, Internet purchase, phone or mail-order purchase, bill payment, contactless purchase (purchase made by holding your Visa card or other device up to a secure reader instead of swiping your card), or small dollar purchase for which you are not required to sign, made with an enrolled visa card, which is processed or submitted through the Visa U.S.A. Inc. payment system. Qualifying Purchase does not include a purchase made using a Personal Identification Number (PIN) or purchase you initiate through identification technology that substitutes for a PIN. Additional restrictions apply. For more information on qualifying purchases, see CompassPoints terms and conditions.

