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Preferred Client Program

  • Preferred Client
  • Preferred Client Plus

The Compass Preferred Client Program® is designed to give you more of everything you find important in a bank. Get the most from your relationship with us with these unique benefits and a higher level of service.

Priority Service:

  • Access to the dedicated Preferred Client Service Unit with extended hours
  • Complimentary MoneyGuideProTM Risk Assessment with a licensed professional1

Preferred Pricing:

  • Complimentary Preferred Client checks and cashier’s checks
  • No delivery fee for checks you order

Preferred Check Card:

  • Preferred Gold Visa® Check Card with $800 ATM withdrawal limit and $8,000 purchase limit2

To become a Preferred Client, you must have a BBVA Compass consumer checking account and one of the following:

  1. $25,000-$99,999 in qualifying balances* with BBVA Compass
  2. $250,000 or higher mortgage with BBVA Compass

Important Terms and Disclosures

BBVA Compass Preferred Client enrollment is subject to eligibility. BBVA Compass reserves the right to review eligibility for Preferred Client status on a periodic basis. BBVA Compass may, in its sole discretion, enroll clients in Preferred Client program, regardless of whether the client otherwise meets the eligibility requirements, and may impose lesser requirements to maintain Preferred Client status. BBVA Compass Preferred Client program is subject to change or termination at any time, without notice to you.

* Qualifying balances for BBVA Compass Preferred Client program: Qualifying balances include: consumer checking, savings, and money market accounts, principal balance on loans and lines of credit, outstanding balance on credit cards, investment, and 50% of CD balances, but exclude: first lien mortgage loans, insurance, trust, and business accounts.

1 Personal Investment Officer: Schedule a Meeting with a Personal Investment Officer to review your current financial situation and to consider your future needs, goals and objectives. Securities and Investment products offered through BBVA Compass Investment Solutions, Inc. Member FINRA and SIPC and an affiliate of Compass Bank. Insurance products are offered through BBVA Compass Insurance Agency, Inc., an affiliate of Compass Bank.

2 Gold Visa Check Cards: Members of the Preferred Client Plus program must have a Gold Visa Check Card to receive these benefits. Gold Visa Check Cards are available upon request. Visa Check Cards are subject to approval, which may include credit approval. Gold Visa Check Cards are not available to NBA Checking accountholders. Certain terms, conditions and exclusions apply to the Visa Check Card benefits. Please refer to your Guide to Benefits for further details.

As a member of the BBVA Compass Preferred Client Plus Program® you receive all the benefits of the Preferred Client Program, PLUS…

Preferred Pricing

  • No monthly Service Charge for BBVA Compass ClearChoice Premium Checking or BBVA Compass ClearChoice Money Market accounts
  • Automatic ATM fee rebates
  • Complimentary small-sized safe deposit box or 50% discount on a larger size1
  • 6 NSF fee rebates per year2
  • Domestic/International wire transfer fee rebates on both incoming and outgoing transfers3
  • “Stop Payment” request fee rebate on checks
  • Complimentary paper and image statements

Preferred Plus Check Cards

  • Preferred Platinum Visa® Check Card4 has an increased daily ATM withdrawal limit ($1,000) and purchase limit ($10,000), no international service fees charged by BBVA Compass, Visa Concierge Service, and much more.

Preferred Client Plus members receive streamlined application processing and expedited approval of their application for the BBVA Compass SelectSM Credit Card with no $125 annual fee, customized rewards, and over $1,000 in estimated value during the first year.

To qualify for Preferred Client Plus you must have a BBVA Compass consumer checking account and one of the following:

  1. $100,000 or more in qualifying balances*, OR
  2. $450,000 or higher mortgage with BBVA Compass

Important Terms and Disclosures

BBVA Compass Preferred Client Plus enrollment is subject to eligibility. BBVA Compass reserves the right to review eligibility for Preferred Client status on a periodic basis. BBVA Compass may, in its sole discretion, enroll clients in the Preferred Client program, regardless of whether the client otherwise meets the eligibility requirements, and may impose lesser requirements to maintain Preferred Client status. BBVA Compass Preferred Client program is subject to change or termination at any time, without notice to you.

*Qualifying balances for BBVA Compass Preferred Client program: Qualifying balances include: consumer checking, savings, and money market accounts, principal balance on loans and lines of credit, outstanding balance on credit cards, investment, and 50% of CD balances, but exclude: first lien mortgage loans, insurance, trust, and business accounts.

1 Safe deposit boxes: are subject to availability. 50% discount on larger sizes where available.

2 NSF Fee Rebate: Rebates available by customer request only. The following fees are eligible for rebate: NSF Charge-Returned Item, NSF Charge-Paid Item, Extended Overdraft Service Charge. Each Preferred Plus customer may have a total of 6 of these fees waived per year.

3 Wire Transfer Fee Rebate: Rebate available by customer request only.

4 Platinum Visa Check Cards: Members of the Preferred Client Plus program must have a Platinum Visa Check Card to receive these benefits. Platinum Visa Check Cards are available upon request. Visa Check Cards are subject to approval, which may include credit approval. Platinum Visa Check Cards are not available to NBA Checking accountholders. Certain terms, conditions and exclusions apply to the Visa Check Card benefits. Please refer to your Guide to Benefits for further details.

Securities and Insurance Products:


Are NOT Deposits Are NOT FDIC Insured
Are NOT Bank Guaranteed May Lose Value
Are NOT insured by any Federal Government Agency