Preferred Client Program
Being a Preferred Client Means You Get More
The BBVA Compass Preferred Client Program® is our way of showing you how much we appreciate your relationship with BBVA Compass.
There are two levels of membership, so the more you bank with us, the more rewarding it is to be a BBVA Compass Preferred Client. All you need is a BBVA Compass consumer checking account and qualifying balances.
The two levels of BBVA Compass Preferred Client benefits are:
Preferred Client
- Access to the dedicated Preferred Client Service Unit
- Complimentary Preferred Client checks and cashier's checks
- No delivery fee for checks you order
- Preferred Gold Visa® Check Card with higher daily ATM and purchase limits2
- Preferred funds availability on deposits up to $10,0003
- Immediate provisional credit for disputed ACH and debit transactions4
To qualify for Preferred Client, you must have: A BBVA Compass consumer checking account and have $25,000 – $99,999 in qualifying balances1
Preferred Client Plus
All Compass Preferred Client benefits, plus:
- Automatic rebates of other banks' ATM fees5
- No fee to use another bank's ATM
- Complimentary paper statements
- No monthly service charge for CompassLink, Build-to-Order, or Money Market Account
- Unlimited NSF Fee Rebates6
- Unlimited Domestic and International Wire Transfer Fee Rebates – both incoming and outgoing7
- Free small-sized safe deposit box8
- Preferred funds availability on deposits up to $25,000 daily3
- Preferred Platinum Visa® Check Card with even higher daily ATM and purchase limits2 plus Visa Concierge Service, Travel and Emergency Assistance Services and Auto Rental Collision Damage Waiver.†
- Unlimited “stop payment” fee rebates on checks
- Complimentary MoneyGuidePro™ Risk Assessment with a PIO or PRM9
- Periodic and advanced notice of pricing specials
To qualify for Preferred Client PLUS, you must have a BBVA Compass consumer checking account and:
- Have $100,000 or more in qualifying balances1 or
- Have a BBVA Compass mortgage of at least $450,000, or
- Be the owner of a business enrolled in the BusinessClass Preferred Plus program
QUALIFYING BALANCES+
- Consumer Checking account
- Consumer Savings account
- Money Market account
- Investments
- Outstanding balance on BBVA Compass Credit Cards
- Principal Balance on loans and lines of credit
- CDs (50% of balance)
*Important Terms and Disclosures
BBVA Compass reserves the right to review eligibility for Preferred Client status on a periodic basis. BBVA Compass may, in its sole discretion, enroll clients in the Preferred Client program, regardless of whether the client otherwise meets the eligibility requirements, and may impose lesser requirements to maintain Preferred Client status. BBVA Compass Preferred Client program is subject to change or termination at any time, without notice to you.
1Qualifying balances for BBVA Compass Preferred Client program:
Qualifying balances include: consumer checking, savings, and money market accounts, principal balance on loans and lines of credit, outstanding balance on credit cards, investment, and 50% of CD balances, but exclude: first lien mortgage loans, insurance, trust, and business accounts.
2Visa Check Cards:
Check Cards are subject to approval.
3Preferred funds availability on daily deposits:
Deposited funds will not be held on deposits made to your consumer checking account up to $10,000 a day for the Compass Preferred Client program and $25,000 a day for the Compass Preferred Client Plus Program. Compass Bank reserves the rights to and has discretion to put a hold on items in accordance with applicable law, regulations and account agreement.
4Immediate provisional credit:
In order to receive immediate provisional credit the total amount of the claim must not exceed $5,000. If the claim amount is greater than $5,000 no immediate credit will be given. A claim is defined as the total dollar value of the combined transactions filed for dispute investigation.
5ATM Rebates:
International service fees can also be rebated upon request. Fees for point-of-sale transactions, even if made at an ATM, are not rebated. In order to receive a rebate of ATM fees, the fees must be itemized on the transaction record.
6Rebate available by customer request only.
The following fees are eligible for rebate: NSF Charge-Returned Item, NSF Charge-Paid Item, Extended Overdraft Fee.
7Rebate available by customer request only.
8Safe deposit boxes are subject to availability. 50% discount on larger sizes where available.
9Personal Investment Officer:
Schedule a Meeting with a Personal Investment Officer to your current financial situation and to consider your future needs, goals and objectives. Securities and Investment products offered through BBVA Compass Investment Solutions, Inc. Member FINRA and SIPC and an affiliate of Compass Bank. Insurance products are offered through BBVA Compass Insurance Agency, Inc., an affiliate of Compass Bank.
†See your Visa Cardholder Agreement for further details.
Securities and Insurance Products:
| Are NOT Deposits | Are NOT FDIC Insured |
| Are NOT Bank Guaranteed | May Lose Value |
| Are NOT insured by any Federal Government Agency | |
