BBVA Compass
Preferred Clientsm Program

Being a Preferred Client Means You Get More

The BBVA Compass Preferred Client program is our way of showing you how much we appreciate your relationship with BBVA Compass.

This unique program recognizes you as one of our best customers by rewarding you with special benefits and a higher level of service no matter how, when or where you choose to bank with us, all at no additional cost. There are two levels of membership, so the more you bank with us, the more rewarding it is to be a BBVA Compass Preferred Client.

Start enjoying BBVA Compass Preferred Client Banking benefits today. All you need is a BBVA Compass consumer checking account and qualifying balances.

The two levels of BBVA Compass Preferred Client benefits are:

Preferred Client Preferred Client Plus
$25,000 - $99,000 in qualifying balances and a Consumer checking account1 $100,000 and more in qualifying balances and a Consumer checking account
  • Access to the dedicated Preferred Client Service Unit
  • No delivery fee for checks you order
  • No minimum balance requirements on consumer Basic Savings and Compass Preferred Money Market® accounts
  • Preferred Gold Visa Check Card with CompassPoints® and higher daily ATM and purchase limits2
  • Complimentary Preferred Client checks, cashier's checks, and Travelers Cheques
  • Preferred funds availability on deposits up to $10,0003
  • Immediate provisional credit for disputed ACH and debit transactions5
  • Monthly subscription to web-based Kiplinger's Retirement Report
  • Email notice of pricing specials and benefit updates
  • $300 credit from BBVA Compass after closing on any new residential mortgage loan.6
  • Expedited home equity loan/line processing
  • Relationship pricing on Equity Optimizer Llines of Credit5
  • Increased check-cashing limits
  • Combined monthly statement7
  • Access to MyCompass, a central secure site to review all your online accounts.
  • Receive all Compass
    Preferred Client benefits, plus:
  • Automatic rebates of other banks' ATM fees8
  • Free small-sized safe deposit box9
  • Preferred funds availability on deposits up to $25,000 daily3
  • Preferred Platinum Visa Check Card with even higher daily ATM and purchase limits and Visa Concierge Service2
  • Double CompassPoints on qualifying purchases2
  • Unlimited "stop payment" fee request waivers on checks
  • Complimentary consultation with a Personal Investment Officer10

QUALIFYING BALANCES+

  • Consumer Checking account
  • Consumer Savings account
  • Money Market account
  • Outstanding balance on BBVA Compass
    Credit Cards
  • Principal Balance on loans and lines of credit
  • CDs (50% of balance)

*Important Terms and Disclosures

1Qualifying balances for BBVA Compass Preferred Client program:
Qualifying balances include: consumer checking, savings, and money market accounts, principal balance on loans and lines of credit, outstanding balance on credit cards, and 50% of CD balances, but exclude: first lien mortgage loans, investment, insurance, trust, and business accounts. Compass Bank reserves the right to review qualifying balances for Compass Preferred Client status on a periodic basis. Compass reserves the discretion to enroll clients regardless of presence of checking accounts or balances. Compass Preferred Client program subject to change or termination at anytime, without prior notice to you.

2Visa Check Cards:
Visa Check Cards are subject to approval. A "Qualifying Purchase" is any signature-based purchase, Internet purchase, phone or mail-order purchase, bill payment, contactless purchase (purchases made by holding your Visa card or other device up to a secure reader instead of swiping your card), or small dollar purchase for which you are not required to sign, made with an enrolled Visa card, which is processed or submitted through the Visa U.S.A. Inc. payment system. A Qualifying Purchase does not include a purchase made using a Personal Identification Number (PIN) or purchase you initiate through identification technology that substitutes for a PIN. Additional restrictions apply. For more information on qualifying purchases, see program terms and conditions. You must enroll in CompassPoints online at www.bbvacompass.com/rewards in order to receive points. Visa Concierge Service: All costs for goods and services purchased through the Visa Concierge Service are the card holder’s responsibility. Additional terms and conditions may apply. The costs of goods or services purchased are billed to your covered Visa card.

3Preferred funds availability on daily deposits:
Deposited funds will not be held on deposits made to your consumer checking account up to $10,000 a day for the Compass Preferred Client program and $25,000 a day for the Compass Preferred Client Plus Program. Compass Bank reserves the rights to and has discretion to put a hold on items in accordance with applicable law, regulations and account agreement.

4Immediate provisional credit:
In order to receive immediate provi­sional credit the total amount of the claim must not exceed $5,000. If the claim amount is greater than $5,000 no immediate credit will be given. A claim is defined as the total dollar value of the combined transactions filed for dispute investigation.

5Home Equity Loans/Lines:
Home Equity Loans/Lines of Credit are subject to approval, including credit approval.

6Mortgage Loans:
After mortgage closing, $300 will be credited to borrower’s BBVA Compass checking, savings or money market deposit account when they have, or open, a BBVA Compass consumer checking, savings or money market deposit account; have, or enroll in, auto-debit for their monthly mortgage payment (auto-debit only required on portfolio mortgage products); and open, or sign up for a minimum of two new eligible BBVA Compass products/services (that is, in addition to the initial deposit account and auto-debit):  Direct deposit into a consumer or business checking, savings or money market deposit account, BBVA Compass Visa® credit card, any BBVA Compass consumer loan, home equity loan or line of credit, consumer checking account, consumer savings account, consumer money market deposit account, or business checking account. Credit will be given after closing upon verification that all offer requirements have been met. For portfolio loans, credit will be issued to the deposit account from which the monthly mortgage payment is auto-debited. Borrower is responsible for all taxes associated with the $300 offer. Loan must close in order for offer to be honored. Cannot be used in conjunction with any other BBVA Compass mortgage rebate offers. All loans subject to eligibility, loan program requirements and approval, including credit approval.

7Combined Statement:
Combined Statement includes consumer account information on checking, savings, home equity loans and lines of credit, time deposits and credit cards.

8ATM Rebates:
International service fees can also be rebated upon request. Fees for point-of-sale transactions, even if made at an ATM, are not rebated. In order to receive a rebate of ATM fees, the fees must be itemized on the transaction record.

§Safe deposit boxes are subject to availability. 50% discount on larger sizes where available.

§§Personal Investment Officer:
Securities and Investment products offered through BBVA Compass Investment Solutions, Inc. Member FINRA and SIPC and an affiliate of Compass Bank. Insurance products are offered through BBVA Compass Insurance Agency, Inc., an affiliate of Compass Bank.

Securities and Insurance Products:

Are NOT Deposits Are NOT FDIC Insured
Are NOT Bank Guaranteed May Lose Value
Are NOT insured by any Federal Government Agency