The BBVA Compass Partnership Banking program is an employee benefits package you AND your employees will agree on.

• Packages designed for both your general employee population as well as for the more complex financial needs of your company executives

• Direct deposit available to make payday simple for you and your employees

• Opportunities to save on other financial solutions like mortgage loans, loans and more

We make the program hassle free by handling all the work, and best of all packages are available at no cost to you!

Additionally, larger corporations with internal intranet sites may be eligible for our Partnership Advantage program. Learn more.

We also have marketing materials for your Spanish speaking employees. In addition, many of our markets have bi-lingual employees who can speak with your employees and educate them about our product offerings when we visit onsite.

Improve Employee Productivity

Your Employees’ Money Worries Could Be Affecting Their Productivity

A variety of studies estimate a large percentage of American workers are under personal financial stress; and indicate that this type of stress has a negative impact on productivity. Whether they are simply distracted or actually taking care of money issues while at work, these workers are less productive than their colleagues who are not worried about personal finances. Unfortunately, this means that their worries are not only detrimental to them, they are costing you money. The good news is that BBVA Compass can help.

Stress-Reducing Solutions

Our Partnership Banking program actually brings the bank to your employees, making banking easier and more efficient. Plus the program includes discounts and money-saving opportunities that can help your employees get the financial tools they need, for less.

In addition, we offer a series of FREE Financial Wellness Seminars that provide practical, useful information about money management. Topics include managing credit and debt, creating a family budget, buying a home, saving for college and more. These seminars are provided at a date and location that’s convenient for you and your employees, and best of all, they are free of charge.

See this BBVA Research presentation for details on the impact worker financial stress is having on your employees and your business.

To find out more about Partnership Banking at Compass, call 1-800-COMPASS or stop by any BBVA Compass branch.

A BBVA Compass Partnership Banking Checking package also comes with:

Online and Mobile Banking

• Always know what’s happening with your account with email alerts and access your accounts anywhere, anytime.¹

Visa^® Check Card

• Earn rewards through Compass Points when you shop at participating retailers.²

Basic Savings Account

• Make a $25 automatic recurring monthly transfer from your BBVA Compass checking account, and the service charge will not apply.³

Clearpoints Credit Cards

• 5,000 CompassPoints rewards bonus.⁴

Personal Installment Loan

• A 60 month unsecured term loan with an introductory 0% APR for six months (9.99% APR thereafter).⁵

Simplified Line of Credit

• Get a $100 account credit after your first $1,000 advance.⁶

Mortgage

• Great rates on a variety of mortgage solutions.⁷

Life, Auto & Home Insurance

• Our licensed professionals can provide a free, no obligation quote. They will make sure you receive all the discounts for which you may be eligible, including a 15% multi-policy discount for insuring both your home and auto with one insurance company.⁸

Offers subject to change. See branch for details.

*Links to third party sites are provided for your convenience. These sites are not within our control and may not have the same privacy, security or accessibility standards. Third parties are completely and solely responsible for the content and availability of their sites.

¹ Mobile Banking: Standard messaging and data rates may apply – check with your carrier for details.

² CompassPoints: To earn CompassPoints on qualifying purchases, you must enroll prior to those purchases by calling 1-87-REWARDS-1 (877-392-7371) or by enrolling online at bbvacompass.com/rewards. BBVA Compass Consumer debit cards earn points based on qualifying purchases made at participating retail locations. Purchases must be made at participating merchants found at www.bbvacompass.com/rewards to qualify and the total points earned are dependent on each merchant participating and may vary or be discontinued without notice. Additional restrictions may apply. Go to www.bbvacompass.com/rewards to learn more about earning points on both BBVA Compass debit and credit cards.

³ Savings Accounts subject to approval. $25 minimum opening deposit required. Accounts are subject to approval. If you have an automatic, recurring monthly transfer of $25 or more from your BBVA Compass consumer checking account to your Basic Savings account in effect at the time the service charge would be assessed the service charge will not apply. Otherwise there is a $500 minimum daily collected balance to avoid the service charge of $15 per quarter ($5 per month in Arizona.)

⁴ Clear Points Credit Card: Partnership Banking consumer checking account required. All credit cards subject to approval, including credit approval. Minimum $500 in purchases must be made within 30 days of credit card account opening to qualify for bonus CompassPoints.

⁵ Personal Installment Loan: All loans subject to eligibility, underwriting requirements and approval, including credit approval. Payment example: A $20,000, 60-month PIL with a blended APR of 8.41% would have 6 payments of $333.34, 53 payments of $418.72 and 1 payment of $299.39. Your actual term may vary. Other credit products with different features and requirements are available.

⁶ Simplified Line of Credit: Partnership Banking consumer checking account required. Simplified Lines of Credit are subject to approval, including credit approval. Minimum advance amount: $1,000. $1000 minimum advance must be made within 30 days of account opening to qualify for the $100 credit. $100 account credit will be issued to the SLOC account upon meeting the minimum advance requirement within the specified time period.

⁷ Mortgage: Loans subject to program eligibility, underwriting, collateral requirements, and approval, including credit approval.

⁸ Loan Rate Discounts: Offer available to applications received from 01/02/2013 – 06/29/2013. Loans subject to program eligibility, underwriting, collateral requirements, and approval, including credit approval. Partnership Banking consumer checking account required. The Partnership Banking rate discount cannot be combined with any other promotional discount, Branch Empowerment Tool, or Professional Program discounts. Floor rate applies to home equity lines of credit.

⁹ Care Package: Enrollment and monthly direct deposit into a BBVA Compass Partnership Banking consumer checking account required. Membership is available at no cost to you for 12 months; After 12 months, members will be billed a $5 monthly fee. Membership will terminate upon unsuccessful collection of the monthly membership fee. Medical discounts are NOT insurance.

Insurance: Insurance products are offered through BBVA Compass Insurance Agency, Inc., an affiliate of Compass Bank. BBVA Compass is a trade name of Compass Bank, a member of the BBVA Group. Compass Bank, Member FDIC.

Securities and Insurance Products:

At BBVA Compass, we want to make it completely hassle free for you and extremely convenient for your employees/members to take advantage of our outstanding package of products and services. Just a few of the services we offer include:

• Customized informational and enrollment programs designed to meet your company’s exact needs

• Exciting on-site events at which your employees can learn more about our products and services, and open their accounts. These events can be as comprehensive and exciting as you wish.

• Comprehensive printed information that can be distributed with paychecks, stubs or vouchers

• Orientation programs to educate new hires, large groups, or key employees

• Posters for common areas with information about the program and announcements regarding on-site events or fairs

• Ongoing support and follow up to enable employees to open accounts after on-site events, assist employees with new accounts, and answer any questions

Contact us for more details about these features.