BBVA Compass

Mobile Simple Cash Back Addendum

This Mobile Simple Cash Back Addendum (this "Addendum") applies to the BBVA Compass Simple Cash BackSM program (this "Program"), which is part of the Mobile Banking Service offered through BBVA Compass Mobile Banking. This promotional Program permits certain Mobile Banking users to receive offers for Rewards to be provided by Participating Merchants through the Mobile Banking Service, as described below. BBVA Compass reserves the right to disqualify Mobile Banking users who violate the following terms or any Program terms presented within the Mobile Application, as they may be changed from time to time. We do not share individually identifiable information with merchants as part of the Program, and you may choose to opt-out of receiving offers for Rewards as provided in "Your Right to Opt-Out" below.

This Addendum shall be considered as part of the BBVA Compass Mobile Banking Terms of Use ("Terms of Use") and applies specifically to the Program available to you under this Addendum. Terms defined in the Terms of Use shall have the same meaning in this Addendum, unless otherwise stated below.

Unless otherwise noted, if there is any conflict between the other sections of the Terms of Use and this Addendum, this Addendum will govern participation in the Program. In this Addendum, "you" and "your" refer to the user participating in this Program, and the terms "BBVA Compass," "Bank", "we" and "us" refer to Compass Bank.

Your participation in the Program or your receipt of any Reward offered through the Program constitutes your acceptance of and agreement to the terms of this Addendum. The Program is offered at our sole discretion and we have no obligation to continue the Program or to make the Program available to you. We reserve the right to change, suspend or terminate the Program, in whole or in part, at any time in our discretion, as described more fully below in "Termination; Changes to the Program." We will notify you of any material change as provided in the Terms of Use. Any change will begin to apply upon the effective date of the change, and will apply only to your future participation in the Program. Your continued participation in the Program will indicate your acceptance of any such changes to the Program.

Definitions:

Terms and Conditions:

A Spanish version of this document is available as a courtesy to our clients who use Spanish as their primary language. Although Compass Bank has taken every precaution possible to translate the original document correctly, the Spanish translation is only a courtesy to our clients. Please take note that all official documents from Compass Bank will be in English only. Please visit: www.bbvacompass.com/mobile-banking/terms/es/simple-cash-back.html to view the Spanish version.

BBVA Compass is a trade name of Compass Bank, a member of the BBVA Group. Compass Bank, Member FDIC.

Rev. 06/14