BBVA Compass

Mobile Pay People Service Addendum

This Mobile Pay People Service Addendum (this "Addendum") applies to the Pay People Service, or person-to-person payment service, this "Service", which is part of the Mobile Banking Service offered through BBVA Compass Mobile Banking. You may use this Service to send and receive payments from any Mobile Account for which this Service is available through the system described below.

This Addendum shall be considered as part of the BBVA Compass Mobile Banking Terms of Use ("Terms of Use") and applies specifically to the Service available to you under this Addendum. Terms defined in the Terms of Use shall have the same meaning in this Addendum, unless otherwise stated below.

Unless otherwise noted, if there is any conflict between the other sections of the Terms of Use and this Addendum, this Addendum will govern the use of the Pay People Service. In this Addendum, "you" and "your" refer to the Pay People Service user who has enrolled in this Service, and the terms "BBVA Compass," "Bank", "we" and "us" refer to Compass Bank.

Your use of the Service constitutes your acceptance of this Addendum. This Addendum is subject to change from time to time. We will notify you of any material change as provided in the Terms of Use. We reserve the right, in our sole discretion, to add services, eliminate services, or otherwise modify the terms or features of any service. Any change will begin to apply upon the effective date of the change, and will apply only to your future use of the Service. Your continued use of the Service will indicate your acceptance of any such changes to the Service.

Definitions:

Terms and Conditions:

In addition to the above-referenced prohibited payments, we may also block and/or reverse payments that involve donations or payments to an unauthorized charity or non-profit organization, unless we have performed appropriate due diligence on and investigation of such charity or non-profit organization and have determined its legitimacy, in our sole discretion. In no event shall we or our Service Providers be liable for any claims or damages resulting from your scheduling of prohibited payments. We have no obligation to research or resolve any claim resulting from a prohibited payment. All research and resolution for any misapplied, mis-posted or misdirected prohibited payments will be your sole responsibility and not ours. We encourage you to provide notice to us by the methods described in the Terms of Use of any violations of this Addendum or the Terms of Use generally

A Spanish version of this document is available as a courtesy to our clients who use Spanish as their primary language. Although Compass Bank has taken every precaution possible to translate the original document correctly, the Spanish translation is only a courtesy to our clients. Please take note that all official documents from Compass Bank will be in English only. Please visit: http://www.bbvacompass.com/mobile-banking/terms/es/popmoney.html to view the Spanish version.

BBVA Compass is a trade name of Compass Bank, a member of the BBVA Group. Compass Bank, Member FDIC.