BBVA Compass

Mobile Bill Pay and Pay People Service Addendum

This Mobile Bill Pay and Pay People Service Addendum (this “Addendum”) applies to the Bill Pay Service and the Pay People Service, or person-to-person payment service, which is part of the Mobile Banking Service offered through BBVA Compass Mobile Banking. You may use the Bill Pay Service to initiate payments electronically from any Mobile Account for which that Service is available through the system described in Section A below. You may use the Pay People Service to send and receive payments from any Mobile Account for which that Service is available through the system described in Section B below.

This Addendum shall be considered as part of the BBVA Compass Mobile Banking Terms of Use (“Terms of Use”) and applies specifically to the Services available to you under this Addendum. Terms defined in the Terms of Use shall have the same meaning in this Addendum, unless otherwise stated below.

Unless otherwise noted, if there is any conflict between the other sections of the Terms of Use and this Addendum, this Addendum will govern the use of the Bill Pay Service and the Pay People Service. In this Addendum, “you” and “your” refer to the Service user who has enrolled in the applicable Service, and the terms “BBVA Compass,” “Bank”, “we” and “us” refer to Compass Bank.

Your use of the Services constitutes your acceptance of this Addendum. This Addendum is subject to change from time to time. We will notify you of any material change as provided in the Terms of Use. We reserve the right, in our sole discretion, to add services, eliminate services, or otherwise modify the terms or features of any service. Any change will begin to apply upon the effective date of the change, and will apply only to your future use of the Service. Your continued use of the Service will indicate your acceptance of any such changes to the Service.

A. Bill Pay Service

Definitions

Bill Payment Function

You may use Bill Pay to make one-time or recurring payments from any Mobile Account that is a checking account, subject to the following restrictions and conditions: